Eon Financial Group Smsf Podcast

EON speak to Melinda Nash from IntegriLend Loan solutions about the important steps to take when taking out a loan in your SMSF. Borrowing in your SMSF requires careful adherence and respect to process. Not organising your loan correctly can result in delayed settlement, penalties and unnecessary expense. This podcast is essential listening for anyone considering or in the process of taking out a loan in a super fund.The information on this podcast could save your time and money!Compound your wisdom!

EON speak to Peter Griffin about his career in financial and investment markets. Peter has been involved with starting a hugely successful stockbroking firm, a ground breaking funds management business and is an accomplished investor in his own right. In this episode we speak about portfolio concentration, leverage, identifying great investments, global investing, the success he has had 'backing the man', property development and much, much more...The insights from Peter are invaluable for all trustees. Compound your wisdom! 

EON speak to Michael Reid from AIA Insurance about the underwriting process. We felt that if trustees could have a better understanding about what happens behind the scenes when you apply for insurance in your fund, another barrier would be broken down to stop trustees implementing the appropriate amount of cover to protect themselves.Insurance is a way to share the risk of the life events impacting on your retirement strategy. By sharing the risks with an Insurance company you are effectively moving the risk from your self to a large institution. Underwriting is the process where insurance companies assess the risk of you making claim. By going inside the underwriting process you will be better informed about this important process.Compound your wisdom!

EON speak to Paul Resnik from Finametrica about risk profiling and its impact on volatility in your Self Managed Super Fund. Finametrica have completed over 770,000 individual risk profiles based on psychometric understanding of your risk tolerance. The outcome of this testing is an Asset Allocation you are comfortable with.The Asset Allocation of your fund is a key driver of both return and the amount of volatility in your returns. If you can achieve the right mix of the returns you need at an acceptable level of volatility, your enjoyment of life will be significantly enhanced.A great discussion with a leader of the industry.Compound your wisdom!

EON speak to Penny Holcombe from Care3 about her experience helping families deal with aging. While this is not directly related to SMSF, age care is something we are all going to have to face. Whether that be looking after older parents or through our own experience, aged care services are an important consideration in your long term financial planning.The insight Penny provides into preparing your self and your parents for aged care services make this an episode not to miss.Compound your wisdom!

EON speak with Nathan Papson from Papson Legal about Succession Planning for your SMSF. Succession planning deals with the important issue of incapacity. If there are no succession plans in place, the fund can be locked up, limiting the access and adding unnecessary burden when you require clear access.Managing a SMSF requires more than investment selection. In terms of priorities your Succession planning should be high on the list. This podcast tells you how to prepare for Succession and why!Compound your wisdom!  

Real Estate Investment Trusts and Infrastructure have been great investments over the last 5 years. With interest rates falling, assets with regular and consistent cash flow have been major beneficiaries.But what happens from here? We speak with Andrew Smith & Tim Hannon from Freehold Investment Management about the outlook for AREITs & Infrastructure, their view of residential property market and how Freehold add alpha to their funds through intelligent trading.Compound your wisdom! 

Auditing is an annual requirement of running a Self Managed Super Fund.  Depending on your point of view it is either a pain in the neck or a compliance requirement.  Today we speak to Jo Heighway from Engage Super Audits about why she sees your annual audit as an opportunity to have an accurate assessment of your retirement savings.     We speak about what to look for when choosing an auditor, how selecting your Accountant or Financial Adviser impacts the likelihood of being on the ATO audit list, some the of obscure assets Jo has audited in clients SMSFs, common mistakes that Engage Super Audits find and how to avoid them and much, much more....   Compound your wisdom!   

We speak with Jack Lowenstein from Morphic Asset Management.  I do not want the podcast to be a precession of fund managers promoting their funds.  The discussion I have with Jack provides great insight into the psychological workings of the market, strategies to counteract natural human tendencies and the importance of international markets to SMSF trustees.     The importance of international exposure to your SMSF is highlighted in the attached article Morphic produced.  The introduction to the paper is so powerful I decided to read it on the podcast.  The essence of the article is that things can go wrong in economies, even when they appear strong. Australia might not be immune from long term underperformance versus global markets.     If you do not have exposure to global markets, its not too late, as Jack explains on the podcast, increasing your exposure on the way up, can be a great strategy that counters the natural inclination of not buying after a price rise.   Compound your wisdom!

Christopher Joye has had a distinguished career.  He has held high office at the RBA, was a major backer of Mark Bouris’s Yellow Brick Road, is a contributing editor at the Australian Financial Review and a director at Smarter Money Investments.  We are grateful for his insights into topics that are relevant to us as SMSF Trustees. We tap into his expertise in the Fixed Interest & Bond markets and how you should be positioning the defensive side of your portfolio, including his strong views on Hybrid Securities.  We cover the outlook for interest rates and inflation in Australia and his opinion about the residential property market. This is a must listen to discussion with one of Australia’s emerging leaders. Compound your wisdom!

Australian Foundation was listed on the stock exchange in 1928 to provide a mechanism for JB Were clients who were too small for a direct portfolio.  The crash followed in 1929 but the Australian Foundation survived, as it has for 80 years.   The structure is based on the traditional UK listed investment company structure.  In today’s terms it would be described as low cost active. Our guest Ross Barker shares the history of this ASX institution, the investment philosophy that has served them through the peaks and troughs of the markets and we delve into the outlooks for some of Australia’s largest companies.  Compelling listening for all Self Managed Super Fund trustees.   Compound your wisdom!  

Super Ambitions are a the results you want to achieve from your Self Managed Super Fund.  Your super is a retirement savings vehicle, nothing more.  It is you that set the direction and the ultimate results you achieve in your Super.  A Self Managed Super Fund provides great flexibility to allow you to achieve your objectives in the way you want to achieve it.   In the Super Ambitions podcast, I detail the process I use with my clients to help them achieve better results.   This is knowledge that I have built over 15 in the financial services industry.  If you follow the directions on this episode with enthusiasm and commitment, results will follow! Compound your wisdom!

  We speak to property professional Christine Williams about how to make SMARTER Property Investment decisions.  We cover everything you should consider when making a decision to buy a property in your Self Managed Super Fund.

  We speak to the Australian head of a Japanese investment about his life in equity markets, the view of Australia from Asia and how you can profit from Asia in your super fund.

The old story of not being able to sell part of a property to fund your retirement is no longer applicable.  DomaCom have developed a platform that allow for fractional investing in property.  This means that you can buy a small fraction of a property or sell a small fraction of a property you own.  DomaCom has the potential to provide SMSF trustees some great opportunities to access property markets and to tailor property assets to their needs.  

  In episode 25 of the EON Financial Group SMSF we are honoured to speak with Douglas Isles from Platinum Asset Management.  Platinum have a rich history of outperformance across international markets.  We seek to learn the secrets of their success and how you can implement these to achieve better results from your fund.  A great episode of learning from the best in the business.  Compound your wisdom!

Trustees that have a Strategic Vision for the retirement lifestyle they want from their Self Managed Super Fund will deliver better results for their members.  When strategic vision is combined with setting and achieving goals, the results can be amazing!  We speak with Jennifer Brewer from Document your Business about what a strategic vision is, how it will deliver better results and the actions you can take in 2015 to get you closer to your dream retirement lifestyle.  

  The final episode of 2014 is a compilation of quotes and snippets from the first 22 episodes of the EON Financial Group SMSF Podcast.  The quality of guests and the insight they have shared with you the SMSF trustee has made 2014 a great success.  Episode 23 is a great example of how you can benefit by subscribing to the EON Financial Group Self Managed Super Fund podcast.

We speak with David Basanese and Mia Platts from Betashares about how their ETFs are tailored by Australians for Australian investors.  There is some excellent insight into the funds Betashares have developed for Australian investors and you can partner with Betashares to meet your objectives.