The Property Podcast

The wait is over! After months of anticipation, the budget announcement has finally dropped.  With endless speculation around changes to capital gains tax and more, landlords and investors have been left wondering what these updates mean for their investments.   In this episode, Rob & Rob share their candid reactions and break down the budget’s biggest announcements every investor needs to know.  Find out how these changes could impact the property world and what it means for your investment strategy – tune in now!  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Happy Tuesday! Rob & Rob are back and answering two more of your questions!    (0:38) With four properties in the South-East, split between personal ownership and a limited company, Richard’s weighing up the investment potential of the area against the rest of the country. He’s considering selling and reinvesting in the North, where he believes yields and growth are more promising. But with costs like capital gains tax and stamp duty, he’s wondering if it’s really worth it. What advice will the guys have for him?  (5:38) Andy just bought a luxury two-bedroom apartment in Manchester City Centre, part of a 400-unit block mostly owned by investors. With many landlords dropping their rents to fill their properties faster, he’s wondering if he should do the same or hold out for the higher income he expected when he bought it.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 01

With the mortgage market in flux, interest rates making headlines, and the upcoming budget looming, the big question is: what’s the smartest move right now? Today, we’ve got mortgage expert Nick with us to cut through the noise, answer the important questions, and offer expert advice on how to navigate the current market.  (0:59) News story of the week  (2:48) Our mortgage expert answers your questions…  (3:08) What’s the state of the mortgage market at the moment?  (4:05) What can people do to prepare for their applications?  (5:06) Will mortgage cuts happen and how aggressively?  (6:05) What rate should investors be aiming for?  (6:44) Are there any updates on arrangement fees?  (8:23) How will lenders cope with the increase in demand?  (10:34) What’s the latest on stress tests?  (12:31) Is there a particular product that will ease the stress test?  (13:00) What’s sentiment like now?  (15:08) Is there any improvement on down-valuations?  (17:46) Do you think the budget will have any effect on t

Happy Tuesday! It’s time for your latest episode of Ask Rob & Rob!    (0:45) After having his offer accepted on a property, Craig discovered potential asbestos in the Artex. When he raised this, the seller claimed they no longer wanted to sell and planned to move in, but a few weeks later, the property was re-listed for sale. After losing money on searches and other costs, Craig asks Rob & Rob if he can reclaim these expenses and how to avoid this happening again.  (4:07) Simon’s eager to kickstart his property journey and is considering jumping straight into an HMO conversion. He’s found that most lenders require experience as a landlord or HMO landlord for financing and wonders how much of a difference that experience makes in terms of mortgage rates and fees. Should he start with a small buy-to-let to gain experience and potentially save money, or go straight for the HMO with more expensive financing options?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign

Getting rich - it’s what we all dream of, right? But how do you turn that dream into reality? Today, we’re exploring Rob D’s new book, where he breaks down how people really get rich. And, yes, we’ll finally reveal the book’s name - tune in!   Pre-order the book, and claim exclusive bonuses – including a preview chapter you can read instantly: https://robdix.com/myths/   (0:53) News story of the week  (3:20) Rob D reveals the name of his new book and tells us what it’s all about…  (6:15) The “too risky” money myth and how you actually get rich…  (8:30) How risky is “too risky” and is it worth it?  (10:35) Managing the downside of taking risks  (12:25) Investing where you have an advantage   (16:20) Where does property investment fit into this?   (24:00) Hub Extra    Links mentioned:  Pre-order Rob D’s book here  Find out more about Property Hub Select  TPP308: Leverage: A property investor’s secret weapon  Huge shift in interest rate predictions as Bank of England chief says cuts could be more

It’s time for Ask Rob & Rob! We’ve two new property questions to tackle - let’s dive in!  (0:50) After completing his first property through a limited company, Louie’s looking at ways to boost profitability and wonders if making overpayments on his interest-only mortgage could be a smart move. He thinks by reducing his monthly interest it might increase his profits and asks Rob & Rob for their thoughts on this strategy.  (3:25) Prithvi’s curious about a recent comment from Rachel Reeves regarding a disconnect between government debt and the Bank of England. He believes this could create £16 billion of new spending, and wonders if Rob & Rob think this could impact the 18-year property cycle and a medium-term boost to the property market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates ap

The property world was rocked by news of the Renters' Rights Bill, but that’s not all - there's been a ton happening in the market, and today Rob & Rob break it all down. Diving into the data they bring you BIG updates on house prices, latest shifts in mortgage rates, and what the upcoming budget could mean for investors. (0:35) Our exciting Property Hub Select meetup  (1:44) BIG news on house prices  (7:50) Labor / Budget / Renters Rights   (9:40) EPC improvements   (11:30) Mortgages   (14:25) Hub Extra    Links mentioned:  Property Hub Select  TPP601: Rental Reform news: Has property just changed forever?  UK Property Just Changed FOREVER (YouTube)  House prices:  Hometrack house price index  Nationwide house price index  Halifax house price index  Politics:  Argentina Scrapped Its Rent Controls  Looming tenancy reforms will make rent-to-rent agreements much riskier  EPC:  Almost 3 million homes need improvements to meet 2030 deadline  Mortgages:  Tracker mortgages jumped by

Rob & Rob are back with two more listener questions!   (0:44) With a £15K deposit and an average London salary, Vernon’s torn between investing now in a cheaper property in the North or keeping on saving for a higher-end buy-to-let. So, he turns to Rob & Rob for their expert advice and guidance.  (4:17) Dan’s at the start of his property investment journey. After speaking with various mortgage brokers, he asks how important it is for them to specialise in buy-to-let mortgages and be local to the area – what will the guys say?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

What’s your business moat? No, we’re not talking castles - it’s that special something that sets your business apart from others and stands the test of time.  In today’s episode, Rob & Rob break down the concept of a business moat and share how they built the one behind their £100m property business - and, most importantly, how they continue to maintain and evolve it to stay ahead of the competition.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest 

What’s the topic of conversation when property’s biggest players (and most influential politicians) come together? We’re joined by Nathan Spencer, who knows – because he throws the events that get them all into the same room! In our exclusive interview, he shares valuable insights from behind the scenes, including upcoming hotspots and insider information from political circles.    (0:46) News story of the week  (4:25) We bring you our property expert…  (5:50) The Glastonbury of real estate  (7:01) Who are the attendees and what’s their objectives  (8:48) Why do MP’s go there  (10:35) What’s the key themes discussed  (12:45) Inside gossip on upcoming development areas  (15:15) Sentiment around the new government  (19:02) News on institutional investment  (21:50) Networking tips  (25:40) HubExtra    Links mentioned:  Nationwide to allow first-time buyers to borrow six times their earnings  UKREiiF  Preply  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find u

Happy Tuesday! We’ve got two new great questions to tackle – let’s dive in!  (0:42) Johnny’s looking to sell his London properties and reinvest in areas with better growth potential. He’s interested in off-plan developments but is concerned after hearing about scams involving unreliable developers. Johnny asks Rob & Rob how he can ensure the developer is trustworthy and what due diligence he should do to protect himself from any potential risks.  (5:25) Gary’s wondering if he really needs a solicitor to review the mortgage for his limited company and break down all the details, or if it's straightforward enough to handle on his own.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Inve

While prime property locations often steal the spotlight, could exploring unloved areas be the key to your next major investment? This week, Rob & Rob take a closer look at some overlooked areas across the UK and explore why these “unloved” locations could offer serious investment potential.   (0:55) News story of the week  (2:57) Are unloved assets a good investment?   (3:47) Unloved assets: Travis Perkins and Facebook  (6:14) How do you identify the property equivalent of Travis Perkins?  (7:24) Remember the key ingredients  (11:16) Our unloved areas  (15:55) Backing it up with data  (19:16) The best of the best  (21:31) Sharing the strategy  (22:14) Hub Extra  Links mentioned:  Interest rates held at 5%  Sign up for our free weekly newsletter, Property Pulse  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Get ready for your latest edition of Ask Rob & Rob!  (0:35) Luke’s just completed his fourth buy-to-let in South Wales and is now considering his next move. He’s weighing up whether he should continue investing in lower-value buy-to-lets or explore something new such as industrial lets.  (3:42) Tommy’s owned and lived in a 1-bed leasehold maisonette in Essex for two years, but he's now relocating to Newcastle. He wants to start investing in freehold properties within a limited company, so he’s wondering whether it’s better to sell the leasehold to invest in more properties or hold onto it for future capital growth.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

The wait is over – the new Renters’ Rights bill is out, and the changes are BIG! Will Labour’s new conditions be the final straw for landlords, or are things not as bad as they feared? Join Rob & Rob as they break down the key updates and explore what this means for landlords and tenants. Has the UK property market just changed forever? Press play to find out!  Plus, check out Rob D’s YouTube video here.  (0:35) News story of the week  (2:50) The top changes from the Renters Rights bill  (4:18) Let's kick off with no-fault evictions  (14:25) What about rent increases  (17:05) No bidding wars or offers above the asking rent – what?!  (19:55) Discrimination  (20:45) The new landlord database  (22:35) When will all this happen?  (24:12) How will this affect landlords?  (30:29) Hub Extra    Links mentioned:  Join Rob D’s launch team here  Guide to the Renters’ Rights Bill  Beneath a Scarlet Sky    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up f

From property dilemmas to investment insights, it’s time for this week’s Ask Rob & Rob!  (0:40) Mark finds himself in a challenging dilemma with his rental property in London, where he used to live. Unaware of Section 24 when initially letting out the property, he's now paying a hefty tax bill each year. He's wondering if there's a way around this or if selling the property is his best option. What advice will Rob & Rob have for him?  (5:20) After receiving the Deed of Certificate for his leasehold flat, James has discovered that because he owns multiple properties, it’s now classified as a non-qualified lease. He’s worried this could affect the flat’s value and mortgage options, so turns to Rob & Rob for their advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here

In this special market update celebrating an incredible 600 consecutive episodes, Rob & Rob look into the latest market news – unpacking everything from diverse house price trends to how potential changes in capital gains tax may be influencing landlords’ decisions. Plus, there’s some good news on the mortgage front and a surprise twist in this week’s Hub Extra!  (0:48) What’s going on with house prices  (6:28) Are landlords selling up?  (10:20) There’s movement on the Renters’ Rights Bill  (12:02) Some positive updates about mortgages  (13:46) The latest from the world of politics   (16:25) Hub Extra (with a twist!)  Links mentioned:  Halifax: UK house price growth approaches two-year high  Nationwide house price index  Concern over housing costs hits record high across rich nations  Rise in ex-rental properties listed for sale before Budget  Rental sales appraisals rise amid landlord CGT fears  Renters’ Rights Bill set for Parliament this week  Rental bidding wars set to be banned 

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions!  (0:44) Owen’s curious about how you extract the cash from a capital growth-focused property portfolio. He understands that capital growth creates more wealth in the long run compared to high rental yields, but he's unsure how to access that wealth when the time comes. He turns to Rob & Rob for guidance on the best approach and whether he should rethink his overall strategy. (4:08) James wants to know if he can request a full re-evaluation of his property from the mortgage company to reflect the improvements he’s made, which could potentially increase its value.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Prope

In today’s inspiring AOB, Rob & Rob discuss the simple yet effective ways to stand out in business – whether you're an entrepreneur, employee, or a property investor. Sharing their own real-life experiences, they reveal how these principles helped them build a top-performing podcast and a £100m property business.    Enjoy the show?    Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest 

Rob & Rob rewind the clock on their property journeys to share what they did, and what they’d do differently knowing what they do now. There’s plenty to learn from their experiences and mistakes, wherever you are on your property journey.  (0:58) News story of the week  (2:27) What would The Robs do if they started again?  (3:08) How did Rob & Rob get started in property investment ?  (11:11) Looking back, what changes would they make?  (15:10) What would they do the same?  (17:27) What they still do today  (19:40) Their biggest lightbulb moments  (22:39) Rob & Rob’s advice and guidance for you  (30:48) Hub Extra    Links mentioned:  Mortgage approvals hit highest level in two years: BoE  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It’s time for your latest round of Ask Rob & Rob, and we’ve got some cracking ones this week!  (0:37) Andy's come across an interesting article about Labour potentially tweaking the renter's reform bill. It mentions they might introduce a French-style hardship test. Is there any real substance to this or is it just rumour mill chatter?  (3:11) Tom's got a chunk of capital and is considering a strategy to buy houses outright, refurbish them, and then remortgage to withdraw much of his initial investment. Now he’s wondering how banks will assess his remortgage applications; will it solely be based on the rental income or is there more to it?   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property