The Property Podcast

Happy Tuesday! Rob & Rob are back to help two more listeners with their property questions…    (0:40) Mujtaba’s remortgage is coming up, and he plans to use some savings to renovate his property to boost its value. He asks Rob & Rob how he can make sure the improvements are recognised by lenders when it comes to refinancing for both his home and any future investment properties.  (5:10) Rachel’s in the process of buying her first residential home to live in, but she’s still named on the mortgage for her buy-to-let property. With her name unlikely to be removed before completion, wonders whether she’ll still be eligible for a refund on the additional stamp duty charge.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recordi

This week, tune in to hear an honest update on where Rob & Rob stand with their own investment portfolios and how the monopoly strategy is shaping their plans for the future.   (0:41) News story of the week  (5:40) Rob B shares which property he’s decided to sell  (6:42) A recap on the monopoly strategy…  (7:45) Why’s Rob B selling?  (10:41) Three factors to consider when you’re thinking of selling  (12:40) Is Rob B’s property worth holding on to?  (14:00) Rob D shares his plans for his portfolio  (16:46) Types of properties they'll be looking out for in the future  (18:20) How much is really enough?  (21:00) The key thing to remember  (24:06) Hub Extra  Links mentioned:  Shelter LinkedIn post  Radio Garden  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Rob & Rob are back and they’ve got two new great questions from our listeners!    (0:40) Lloyd is a British investor living in Manhattan with properties in both the US and UK. He’s hoping Rob & Rob can shed some light on whether he should trade up his hassle-free UK properties for something with stronger capital growth potential or keep them ticking along and let time do the work. (5:14) Rob P’s been investing up north for five years in areas that have historically performed well in terms of cashflow and yields, rather than capital appreciation. He’s now eyeing the Monopoly strategy, but the numbers don’t seem to stack up on cashflow alone. Can Rob & Rob help him make sense of the numbers?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a r

Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action.  (0:40) News story of the week.  (2:55) We’re joined by mortgage expert Kelly Rule.  (2:50) What’s the impact of the latest base rate cut?  (7:15) What’s the current state of the mortgage market?  (12:15) Are lenders becoming more competitive?  (14:35) What types of mortgage products are investors choosing right now?   (17:25) What strategies are the most successful investors using?  (20:35) The latest on down-valuations.   (22:25) What common mistakes do you see from investors?  (25:37) Are investors buying through limited company or personal name?  (26:45) Let’s break down current mortgage rates for every type of investor. 

It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into two great listener questions!   (0:40) Matt wonders if property can still be a reliable pension for younger investors, given house prices have historically risen faster than wages and inflation. With concerns about falling demand and economic shifts over the next 30+ years, he asks Rob & Rob for their thoughts.  (7:05) Miles is on a moderate wage in London and wants to build a property portfolio, but it’s proving difficult to save for a deposit. He asks Rob & Rob whether buying up north, living in the property, and renting out spare rooms is a smart way to get started, or if he should hold out for a more traditional buy-to-let.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or

Boom or bust? It’s the question on every investor’s mind right now. Tune in as Rob & Rob break down the key arguments on both sides, looking back at what’s happened in the market previously and unfolding now, rounding things off with a realistic take on what’s most likely to happen and how investors can stay one step ahead.  (0:50) News story of the week.  (2:10) Will the market boom or crash from here?   (2:40) Let’s look at what’s happened in the last few years.  (5:45) So what next? Rob & Rob break down the possibilities.  (10:35) What Rob & Rob think will actually happen.  (18:40) Advice for investors.  (19:45) Hub Extra.   Links mentioned:  Mortgages rates set to fall after Bank of England interest rate cut  Severance  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions.   (0:45) With £50K saved up for his first property investment, Paul’s looking to invest locally in the West Midlands. He’s torn between buying a flat or house, and wonders if he’d be better off looking in cheaper areas and trying to purchase two properties instead of one. He asks Rob & Rob what they’d do in his position.  (5:55) Simona's in the process of buying a two-bed flat in Manchester city centre, but some red flags have popped up during conveyancing, including a big jump in service charges, a £2K deficit, and no reserve fund in place. With the seller’s solicitor slow to respond, she wonders if this is a sign to walk away.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and que

This month’s market update comes with a twist, as Rob & Rob share surprising house price trends, under-the-radar market insights, and give you a rare behind-the-scenes look at a deal they’ve just completed.  Click here if you want to learn more about Property Hub Invest or get free advice from our Portfolio Managers.   (0:47) House price data that shocked Rob & Rob   (7:15) What’s going on in the rental market   (10:45) The latest news on mortgages    (14:30) Some insights about the build to rent market    (16:27) Hub Extra   Links mentioned:  Starlight Express   House prices  Nationwide house prices  Rightmove house price index   Rental market  Rental trends tracker  Generation Rent complains about landlords requiring guarantors   Mortgages   The Mortgage Works cuts landlord prices, launches sub-3% loans  Momentum continues with fixed rate cuts: Moneyfacts  MPC Preview: ‘The world has changed’  

It’s time for the latest edition of Ask Rob & Rob - let’s go…   (0:38) Phillip’s buying a property with sitting tenants and a six-month delay between exchange and completion. He’s negotiated a discount, but wants to ensure he’s protected during that gap from potential risks like unpaid service charges or maintenance issues, and asks Rob & Rob for their advice.  (3:58) After successfully renting out his first property for the past three years in his own name, Darren’s now looking at buying his next one through a limited company. He wants to know if it’s possible to hold one personally and one through a company and what the benefits might be.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead

Property investment really can change your life, and in today’s episode, Rob & Rob break down nine powerful ways it does exactly that. Whether it’s financial freedom or building a legacy, this one proves property’s far more than just bricks and mortar.  (0:55) News story of the week  (3:50) The 9 ways property can change your life...  (23:35) Hub Extra   Links mentioned:  Manchester boasts best rental yields across England and Wales  TPP627: Does property really beat shares  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It’s time for the latest edition of Ask Rob & Rob, with two never-before-asked questions!  (0:36) Scott wants to know if Rob & Rob request a higher deposit when rent increases during a tenancy, and if that extra deposit should be placed into the deposit protection scheme.  (2:55) Rob's previously invested in lower-value properties in the north, focusing on cash flow and yield. After hearing about the Monopoly strategy on The Property Podcast, he’s considering moving to more expensive properties. He asks Rob & Rob how the strategy works when capital growth becomes the focus over cash flow, and how to manage that shift.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out mor

You spend years building your property portfolio, but have you ever stopped to think about your endgame? In today’s episode, Rob & Rob are talking exit strategies, walking you through a typical investor scenario and exploring the different options you can take when it comes time to cash in, scale down, or pass it on.    (0:55) News story of the week.  (3:14) What’s your property endgame?  (4:12) A typical investor scenario and exit options…  (5:55) Option 1: Keep all the properties.  (7:45) Option 2: What happens if you sell everything?  (9:20) Option 3: What if you pay off all the debt?  (11:05) The more advanced options…   (18:25) What would Rob & Rob do?  (23:40) Hub Extra.     Links mentioned:  The eviction heavies stoking the fires of Spain’s property crisis  The Choir Of Man   The scenario:  You’re hitting retirement age with a £3 million portfolio and £1 million of debt. Your properties have doubled in value since you bought them, and your leverage has halved. For simplicity, let’s say

It’s time for the latest episode of Ask Rob & Rob, and we’ve got two great questions lined up for you this week!   (0:35) Amy has four properties in her own name and one in a limited company, which she wants to grow fast. Her accountant has suggested the company manage her personal properties, charging a fee to boost profits and reduce her personal tax. She asks Rob & Rob for their thoughts on this strategy and any potential pitfalls.  (3:15) Volodymyr is interested to know if Rob & Rob have any plans to invest in Dubai for themselves or clients. He’s curious about the buying process and what strategies they recommend for those looking to invest in the Dubai market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  F

What if the key to success in property and life was as simple as getting crystal clear on what you actually want? In today's episode, Rob & Rob explain “dreamlining”: a powerful and proven method to map out your dream life and build a plan to make it real.    Get your FREE dreamline spreadsheet here.    (0:35) News story of the week.  (1:55) What is a Property Dreamline?  (5:29) How to set your Dreamline timeframes.  (6:20) The key categories…  (7:08) Filling out the Dreamline spreadsheet.  (7:30) Short-term goal examples.  (9:40) Long-term goal examples.  (11:05) How to overcome goal-setting blocks.  (12:43) Turning your Dreamline into reality.  (15:54) Hub Extra.    Links mentioned:  Tropical MBA: Entrepreneurship & Founder Lifestyle  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!  (0:36) Dave is contemplating selling one of his properties, but he's also concerned about the possibility of a looming recession. He wants to know Rob & Rob's perspective on the current market and whether a recession is on the horizon.  (3:50) Jack had to relocate for work shortly after purchasing his flat back in 2020. During his absence, he got permission from his lender to rent it out. Now that he’s back living in the flat, he’s considering selling and wants to know if there’s any capital gains tax relief for situations like this.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Rob & Rob often talk about the best places to invest in property, but what about the ones you should avoid? Today, they’re ruffling a few feathers as they reveal the worst places to invest in 2025, from weak capital growth to poor fundamentals, they’ll help you steer clear of locations that could lead to costly mistakes.    (0:45) New story of the week.  (3:05) The worst places to invest in 2025.  (4:05) A location to avoid if you’re chasing growth.  (5:50) An area where landlords are having a tough time.  (8:16) High prices + low returns = bad combination.  (10:45) Holiday let spots to avoid.  (12:30) Places that lack strong economic fundamentals. (16:44) What you should be doing instead.   (18:18) Hub Extra.    Links mentioned:  How buy-to-let returns stack up after a decade of ownership  Sprive  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week!  (0:40) After years of analysis paralysis, Craig thinks he’s ready to take action. With £30K saved to invest, he wants to know if he should dive into a buy-to-let in a hotspot like Derby or Manchester or should he hold off until he’s saved more cash. What would Rob & Rob do, if they were in his shoes?  (4:25) Andrew’s keen to get The Robs’ thoughts on whether house price to earnings ratios will ever return to historic levels, or are today’s levels the new normal?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

This month’s market update brings you a major insider scoop, as Rob B reveals the story that’s crippling the construction industry right now and what it could mean for the market and you as an investor.    (0:55) Kicking off this month’s market update with house prices...  (4:05) Key details from the planning and infrastructure bill.  (5:05) Rob B’s huge insider insights revealed…  (9:55) What’s the latest on commonhold?  (11:02) Let’s get an update on mortgages…  (12:29) Interesting research on rental affordability.  (14:13) News from the Scottish Parliament.  (15:25) Hub Extra.    Links mentioned:  House prices:  Halifax house price index  Rightmove house price index  Zoopla house price index  Building/Commonhold:  Guide to the Planning and Infrastructure Bill  Commonhold White Paper  Mortgages/Rents/Politics:  Mortgage lenders slash rates but deals going fast  Just 5% of rental homes now affordable for benefits claimants  Green politician wants to ban all evictions during wint

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we tackle your property dilemmas.  (0:35) Haley’s planning to relocate and faces a dilemma whether to sell her residential home in Sheffield or buy-to-let property in Brighton to fund the move. With pros and cons for each, plus tax implications, she turns to Rob & Rob for their expert advice.  (6:37) Rob’s ready to buy his first property, but after finding one at auction and discovering it has an overage clause, he’s concerned the numbers won’t add up, and asks the guys if it’s a smart move.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Property investing comes with plenty of questions, and after years of running a multi-million-pound property business and working with hundreds of investors, Rob & Rob have heard them all. Join us as they answer the top 10 most-asked questions...    Speak to one of our Portfolio Managers for FREE and see how we can help your property investment journey!    (0:40) News story of the week  (4:52) How do I get my deposit together?   (6:55) How do I grow my portfolio?  (8:50) How do I find the best area to invest?  (10:30) Where should I invest and what returns can I expect?   (13:50) Flats or houses—which is better for growth?  (16:35) Can I actually get a BTL mortgage?   (19:24) Why does Property Hub Invest focus on premium properties?  (21:40) Why not just find the deal myself, instead of paying you a fee?  (24:10) Do Rob & Rob and the team invest in these too?   (24:45) Can things go wrong in property?   (26:50) Hub Extra    Links mentioned:  £1.6 billion regeneration creates new UK investment h