The Property Podcast

Welcome to another Ask Rob & Rob - that time of the week where you send in your property investment questions and the Robs give you the answers. First up we have Adam from London. He already has a 2-bedroom buy to let investment property in Cheltenham which is performing well. He’s looking at purchasing a second buy to let property and wants to know if the current loophole on the restriction of mortgage interest relief for limited companies is likely to close any time soon. Naturally Adam doesn’t want to go through the trouble of setting up a limited company if this property loophole is likely to get closed - so what do Rob & Rob think? Should he save himself the hassle of registering a business and make his buy to let property purchase personally? And is it actually a loophole Adam is referring to? Rob D has some interesting thoughts on this. Listen to the podcast to hear more or click here for information about Property Hub Tax and join the priority list. Second up we have Danny from Portsmouth who wa

We’ve got a treat for you on this week’s property podcast. Back by popular demand, we have a whole podcast featuring our listener deals - so tune in to hear Rob & Rob reviewing three property investment deals which were sent in to us. But first, we’re talking about a property headline that’s grabbed our attention (and wound Rob B up!): Where does rent hit young people the hardest? There’s no surprise that the answer is London. And there’s also no surprise that people in their 20s who want to rent their own home have to pay an unaffordable amount. It’s not unusual for someone to pay around 30% of their salary on rental payments, and this is a figure used quite often now. However, in London a whopping £51,200 salary is needed to afford a one-bedroom rental property - much higher than the average across the whole of England which is just under £25,000. Now, there are a few things in this property and rental report which Rob B just wasn’t happy with. You’ll have to listen to this week’s podcast to find out.

We have another two cracking property questions this week on Ask Rob & Rob. The first comes from PJ who wants to know about the ripple effect of northern cities. With property prices in the South East still way below their 2007 figures,  PJ wants to know when the likes of Newcastle and Middlesbrough will see any capital growth after the mid-cycle wobble. As you know, Rob & Rob have form for accurate property predictions, so listen to Ask Rob & Rob this week to discover how they think these areas will play out. Will they see capital growth or are they not worth bothering with? Is there a trick PJ is missing out on with a location that Rob B is keeping a very close eye on? Is growth on the horizon or is it just too early to tell? Have a listen and let us know what you think.   The second question comes from Pete who’s a fairly new listener but has been loving the property podcasts so far (thanks Pete!). He has four investment properties in his property portfolio. He owns two outright and the other two hav

Following on from last week’s property podcast, this week we have super landlord, Phil Stewardson, helping us deliver the expert’s guide to commercial property. Before we dig in, we’re covering this week’s news story which is about house price growth. Property prices rose the fastest in the North West, with London suffering the biggest fall of 0.7% year-on-year. Take a look at the links which give you a further analysis, and listen to the property podcast to hear what Rob & Rob have to say. The main property podcast event this week is the appearance of our super landlord, Phil Stewardson, who was kind enough to join us for another session. Phil talks us through the commercial property types he started his journey with back in 2001, when the market for buying residential property was extremely tight. His first commercial property deal was a pub in 2002, taking full advantage of the decline in pub establishments at the time, between 2002 and 2005. What was it that attracted Phil to pubs? The returns? The l

Welcome to this week’s Ask Rob & Rob. First up with a property question is Mark. He has a HMO in Southampton which is mortgage free and has been self managed for over 20 years. Mark has now moved north but finds the travelling and cost of upkeep is just too much. He wants to sell the property and reinvest the funds somewhere closer to home, however he’s hit a few snags. He’s failed at getting planning permission to alter the property in the hope it would add value, and he’s also considered selling the HMO to both investors and property developers which hasn’t been plain sailing. The developers say the rental income wouldn’t make the money back if they were to rebuild. And unfortunately Mark doesn’t have enough capital to see through a void period whilst he refurbishes the property himself. Remortgaging isn’t an option either. So, what should he do? The Robs have some advice for Mark which covers everything from pricing, refurbishing and also the possibility of an assisted sale. If you’re not aware of how

Welcome to this week’s property podcast which is a beginners guide to commercial property. But before we dive in, we’re discussing the new stamp duty tax announcement which the government announced at this week’s Conservative party conference. The Tories now want to tax overseas property investors between one and three percent on top of the existing stamp duty charges. And in a potential political-winning move, they want the additional funds to go to the homeless.   Now, details are pretty limited in terms of how they intend on defining a ‘foreign investor’, and we’re not yet sure how this move will affect expats investing through a limited company. The Robs have some thoughts, so make sure you tune in this week to listen and send us a message on social to let us know what you think. You can read more about the story here. This week’s property podcast is the beginners guide to commercial property. It’s a hot topic, and we get many questions over on the forum asking what it is and what’s the best way to

Welcome to this week’s Ask Rob & Rob. Liam starts things off by asking about Crewe.  By using the 18 year property cycle he can see that at this point in the cycle last time Crewe enjoyed explosive growth.  Should Liam take the risk or should he play it safe in Manchester or Liverpool? Rob and Rob are happy to help - especially when they get to chat about property cycles. This is something many of us will be wondering as we enter this phase of the cycle. Manchester and Liverpool are performing really well at the moment but does that also mean that there is no capital growth left? HS2 is also a massive factor to consider as Crewe is going to benefit in a major way.  Crewe is set to be one of the most well connected cities in the country. Would it be foolish not to get in now? There’s a lot to consider! Next is Liam who’s been practising what Rob and Rob preach.  He’s been putting away 10% of his rent for voids and repairs, but he’s unsure where to put that money. Does keeping everything in one place mak

This week Rob B is taking a look at his first and slightly unexpected property investment of the year. But first, we start with a quick rundown of the latest property news, which is a report on the private rental sector done by university academics. Whilst many results were what we would have expected, there were some interesting findings, particularly around the arguments property investors and landlords have been making for quite some time. Were they in favour of banning Section 21? And what do they think should be standardised across the property industry? Click here to read the report. Now, this week’s main event is a special one as Rob B shares a personal journey and takes a proper look at his first property investment this year. In a city that’s the driving force behind the Northern Powerhouse initiative, this is not just any old investment in an ordinary building. You can see this skyscraper from pretty much every point in the city. Rob B’s move to invest in this deal may surprise some listeners

Welcome to this week’s Ask Rob & Rob. Daniel kicks us off today by asking us about his options for releasing equity on his family home. He’s lucky enough to own it outright and wants to start purchasing buy to let investment properties. He’s contacting mortgage brokers but isn’t sure whether he should be looking at one property in London or a few properties in Manchester. Luckily Rob & Rob are on-hand to give Daniel some pointers on getting his first investment property wrapped up. Should Daniel remortgage 95% or 70%? And is it better to walk away with the whole amount or get an offset mortgage and draw down on it as/when required? Also, what are Daniel’s goals and why should these be determined before considering locations? If you’re looking at refinancing your home to kick start your property investment journey, this week is a corker for you. Second up we have Lauren who is frustrated with the solicitors recommended by her lender. Her purchase has nearly fallen through twice and her mortgage offer is

That’s right, Brexit discussions have become the nation's new favourite way to fall out with your friends and family. It’s not just a hot topic around dinner tables, it’s got the conversation flowing across our Hub members and on our social channels. Let’s take a look at what Brexit has done to the UK property market and what’s going to happen in the event of a deal, no deal, some other deal or another referendum. But first, we kick this week’s podcast off with some news stories. The main headline was that house prices were likely to fall by 35%. Did Mark Carney actually predict this, or was this the media attempting to stir us into a frenzy? There’s likely to be many property investors interested in this prediction, so it’s important to know where these facts came from and if they’re actually true. The main topic today is Brexit and its impact on the UK property market. And whilst the Rob’s don’t have a crystal ball, they share their thoughts this week on how Brexit is likely to affect UK property. If you

Pete Matthew from the Meaningful Money Podcast joins Rob & Rob again this week as we delve into some personal finance questions relating to property investment. Penny from Orpington wants to know how she can use her pension to buy property. It’s a question that crops up many times and this week, Pete shares his wisdom on whether this is possible or not. Can she invest in residential property or should Penny consider putting her money into commercial property? Also, Pete shares some advice on SIPPs, PAIFs and REITs - and if you don’t know what these are, make sure you tune into this weeks Ask Rob & Rob with Pete to find out more. Our second question this week comes from Rich in Romford. Rich owns seven properties and has dreams of leaving his job and live comfortably off the rental income from them. He wants to know how much he should be earning for him to quit his job when he’s currently bringing in around £2,000 per month before tax. As Pete has told us previously, cashflow underpins everything - money i

Podcasts, forum, magazine, meetups, free courses, books, multiple businesses, managing a team of 50+ - are Rob & Rob superhuman?! NO! They’ve mastered the art of productivity and in this week’s property podcast they spill their secrets to maximising time. Rob & Rob reveal the best techniques on how to organise your week, from to-do lists to calendar events. Why regularly setting and reviewing goals and setting your tasks in relation to achieving your goals, is so important (we have a great free course on goal setting, click here to view!). Plus why you should resist doing tasks you don’t enjoy (yes that’s right!). Most importantly don’t forget to download our resource of the week, Rob’s Reflection Template to help you effectively evaluate yourself and your week. Want to know how you can join our thriving property community? Join the conversation over in the Property Hub forum. From property newbies to experienced buy-to-let investors, this is a place where you can connect with others and get some really h

We have a treat for you today. It’s not just Ask Rob & Rob. It’s Ask Rob & Rob and Pete. Pete Matthew from the Meaningful Money Podcast joins us today and answers your personal finance questions relating to property investment. First up we have Lynsey from Brighton who is getting confused with the finances relating to her investment property. Should she use spreadsheets, apps or something else to make the whole process less overwhelming? Pete is right on the money with the advice he gives. Mastering the art of budgeting, particularly with investment property, can often be a challenge. Hopefully his advice today will send Lynsey on her way to having her property income streamlined and her feeling more in control. In another property related question, Tim from Cardiff has two investment properties - one in his name and the other he purchased via a limited company. We all know insurance can be a minefield, but what insurance do landlords actually need? Pete talks us through the three main events: early deat

We’re lucky enough to have thousands of members in our property community, so when we wanted to gain some valuable insight on the current state and future of the buy-to-let property investment market, who better to ask than our own Hubbers? This week’s podcast is packed to the brim with interesting information as we unveil feedback from our community, but first we start with a news story picked up by Rob & Rob. The research looks back over a 50-year period and identifies where you would have made or lost money. It’s an interesting piece of buy-to-let research which gives a helpful insight regardless of where you’re at in your property investment journey. Listen to find out just when is the right time to avoid investing in property and when to storm ahead with your buy-to-let plans. Because we’re super helpful too, we’re also letting you know about what other podcast we’ve been listening to this week. If you love business and are interested in some of the world’s greatest business battles, tune in and find

We have a great few property questions on this week’s ask Rob & Rob. Karmjit is keen to find out more about rent increases across his buy to let properties. This is his first year as a buy to let investor so naturally he wants to know if there’s an industry standard on annual rental rises. How do landlords usually handle rental increases? Do they follow RPI or do they increase by a set percentage each year? The answer is in-depth and there are a few options, so make sure you listen to this week’s podcast to find out just how Rob & Rob would handle this situation, or even if they’d look to increase rent at all. This week’s second question came from John who has a healthy portfolio of 16 buy to let properties. He’s interested in possibly one of the biggest property secrets - how to access off-market investment property outside of the usual routes like Rightmove and Zoopla. John also wants to know what Rob & Rob think of property courses which attract a sizeable fee. There are many of them around, but can yo

This episode, we’re taking a look into the world of Rob B.  He’s involved with various developments all in different stages of the process.  We wanted to give you an understanding of what it’s like being involved not only in property in general, but property development.   IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Malcolm & David ask Rob & Rob... Are lease options really a win-win? PLUS: How long will my cash be tied up for?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Earlier this year, we caught up with some of our Hubbers who are out there on their own property journeys.  They shared their plans, goals, challenges and successes. 6 months on, we chat to them again for a progress report on what they’ve been up to. NEWS THIS WEEK A story from the other side of the planet has caught our attention this week.  New Zealand is set to ban foreigners from buying property.  We discuss why they’d do such a thing and if is this something the U.K. should consider? HUB EXTRA This week in Hub Extra we feel we need to point you to the Property Hub Forum.  Not only is there a constructive conversation taking place - but it’s about Brexit! JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob...How can I invest without any capital? PLUS: Is this estate agent lying to me?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Steven asks Rob & Rob...How does the modern method of auctions work? PLUS: Can I challenge your views on fundamentals?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.