The Property Podcast

Do you understand the financial landscape?  This has to be in our top 10 MUST listen podcast episodes - and it’s a big one.  With 50 years of financial history to run through Rob & Rob have got plenty to cover. They’ll start with the HUGE event in 1971 that completely transformed everything about the world of money, what has played out ever since and how it’s going to affect what’s to come.  Once you understand what’s going to come next, you’ll be well on your way to better position yourself to make smart investment decisions, so you definitely won't want to miss this.  In the news   With the government leaking stories that their next announcement was going to completely transform the market we were eagerly awaiting what they had to say.  And to be honest, we were sort of disappointed as their huge announcement was that they’re planning on extending the right to buy scheme to housing associations.  What do the guys have to say about this ‘transformational’ announcement?  Hub Extra  Of course, this w

It’s Tuesday and that means Rob & Rob are back answering your questions!  First up is Ash. She’s a huge fan of the podcast and especially looks forward to the Market Updates. So, it’s no surprise that she’s noticed the economic warnings that a recession is likely in the UK this year.   Indeed, just yesterday leading economist Dr Gerard Lyons told the BBC: “A recession is likely in the UK and, I think, a recession is likely across Western Europe.” Which is pretty direct, especially for an economist.  So, Ash wants to know, what will a recession mean for property prices? Is now a bad time to buy if there is going to be a downturn? A great question, and one Rob D is especially well placed to answer, having just finished a book on how money actually works.  Next up is Pete, who controversially doesn’t have a question, but instead has opted to issue a warning! We’ll let Pete off this rebellious change to our format because he has an important warning about new tax rules that will affect almost all landlords. 

Inflation can change the entire way you invest  Inflation is the word on everyone's lips at the moment, but do you truly understand it?  It’s a complicated topic and with the rise in living costs it can be tempting to just try and block it out, but you’d be doing yourself a massive injustice.  When you truly understand inflation, you can use it to your advantage and have the opportunity to win big!  So, make sure you don’t miss out on this one!  In the news We couldn’t quite believe our eyes when we saw this headline...  When the words ‘landlords’ and ‘tax’ are in the same headline it’s almost never good news, but this one, whilst it’s just a rumour, sounds fairly positive.  We know we’re crossing our fingers as Property Investor Post have reported Landlords could receive tax breaks to sell up.  Is it too good to be true?   Hub Extra If you loved this episode, then you’re going to love this week's Hub Extra!  Rob & Rob revealed some pretty shocking numbers today, and we know you’ll be keen to see

Rob & Rob are back with some more listener questions!  Starting us off this week is Jack.  Jack and his partner have recently sold their first property and have moved back in with family whilst they search for their new home.  Of course, this means they’ve got a chunk of cash lying around at the minute and Jack is wondering what they should do with it.  As they’re hoping to purchase their first investment property soon should they dip into this cash and use it for a deposit to buy their investment property instead of a home for themselves?  Their residential home will be higher in value than any investment property they purchase, so with this in mind and the stamp duty implications do Rob & Rob think they should buy the investment property before their home?  Next up we’ve got another great question from Joe.  Joe’s a young landlord and currently has one property that he rents out as a holiday let.  He’s hoping to expand his portfolio, but before he does, he wants to make sure he’s prepared.   As his

New book incoming!  Yes, you read that right! We are so excited to announce that Rob D is releasing a new book on June 16th!  But, if like us, you just can’t wait any longer, just sign-up here and we’ll send you a preview chapter to get your teeth stuck into.  Plus, we’ve got some special surprises lined up for everyone who purchases the book in its first week, so we’ll send you a reminder on the release day, so you don’t miss out!  It’s the June Market Update!  Rob & Rob are back with your monthly update and what a busy month it’s been!  There’s almost too much to talk about, but don’t worry we’ve selected the best and most important headlines of the month for this Property Podcast.  Macro Economy  How do I get the £400 energy grant and the £650 one-off payment?  House Prices  Michael Gove is right about one thing: building more homes won’t solve anything  Which housing markets are most exposed to the coming interest-rate storm?  Cost-of-living crisis to halt surge in house prices  Slowd

We’ve got some cracking questions for you this week, so let’s dive straight in!  Kicking us off is Jessica!  Jess has been listening to the podcast for a while now, and she’s finally ready to purchase her first property.  She’s been looking around Liverpool for the past 18 months and has put in multiple offers, in various areas and price ranges but has found her offers consistently being rejected.  Even though her offers are always at asking price or above, she’s starting to wonder if being a single buyer is what’s setting her back?  So, she’s hoping Rob & Rob can give her some advice and help her get her foot on the ladder.  Next up, we’ve got a question from Ben in Birmingham.  Ben’s looking to purchase a property for £275,000 flip it and sell it for £385,000 leaving him with a healthy £30,000 in profit.   But he’s wondering if he can avoid the hefty capital gains tax on this.  He’s got a few different ideas in mind but he’s hoping Rob & Rob will be able to help him decide.  Tune in to find out. 

Time waster to time saver Our phones could be our own worst enemy or our best friend, with almost everything available right at our fingertips it’s easy to waste hours upon hours just aimlessly scrolling through your phone.  With every app fighting for your attention, even once you’ve put your phone down those pesky notifications can rear their ugly head and ruin any sort of productivity.  But don’t worry, we’re not about to go all anti-mobile on you here, because with a few handy apps and tricks, you can easily turn that time waster into a time saver.  Today on The Property Podcast Rob & Rob are revealing the apps that have helped them reclaim some of the time back in their day, making them more efficient investors and better people in general.  In the news  Today’s headline definitely is one worth digging into as Letting Agent Today report the Tenancy lifecycle has been transformed by the pandemic.  The pandemic certainly impacted everyone in a multitude of ways, so it’s no wonder that it’s also chan

The guys are back with another round of listener questions!  And this week we’ve got a double whammy!  We usually answer one question per listener but when the questions are this good, we just can’t say no to answering both, so let’s dive right into Alexis’ questions.  Alexis and her husband live in Manchester, and they’ve been trying to purchase a property for the last year, but due to the booming market, they’ve not been able to secure a property yet.  They put their first offer down back in April and they’ve put multiple offers down since, but each time they keep getting outbid and the houses end up selling above market value.  What Alexis wants to know is how do they stop getting outbid? And is it even possible in a hot market or does she need to bite the bullet and buy any property she can get her hands on just so they can get into the market?  Her next question is all about tenants.   Alexis’ neighbour is also a landlord and unfortunately, her tenants haven’t been paying their rent. Alexis knows

Your cheat sheet to property research   Due diligence can seem a little intimidating, especially if you’re doing it from your desktop. With so much to research where could you possibly start?  Thankfully research expert Mary Osmond is revealing the exact framework she uses to successfully research all her properties.  She’ll run you through every single step, so you can take what you’ve learned and apply it to your next deal.  With this cheat sheet, you’ll never choose the wrong location ever again.  In the news  This week’s news story may come as a surprise to you, especially in a booming market, but according to This is Money there’s been a surge in property down valuations all across the country.  As they’ve reported ‘The bank knocked £35,000 off the price we agreed: Mortgage lenders put the brakes on runaway house prices with a surge of down valuations’  But the shocking headlines don’t stop there, as one of the sub-headlines had us choking on our morning brew as This is Money reports ‘house price

It’s Tuesday and you know what that means...   Rob & Rob are back answering some more listener questions!  We’ve got some really interesting ones this week so let's dive right in!  Our first question is all about the London market.  Our listener is looking to buy his first property in London, and after listening to our recent podcast on the 18-year property cycle (which you can catch up with here) he thinks now may be a good time to buy.  However, as a long-time listener of the podcast, he knows Rob & Rob have previously mentioned that London is typically overvalued and with the crash being around four years away is now actually a good time to buy?  Our listener wants to know if London is the exception from the 18-year cycle or does everything they mentioned in their latest podcast still ring true?  Next up, Chris has got a tough decision to make, and he’d like the guy's advice.  He’s currently on the search for a larger family home. He owns two properties, and he’s had one of them (a four-bed semi-de

Research is an investor's best friend Investing is risky business, but is there a way can you avoid making costly mistakes?  Every successful investor knows that doing your due diligence should be non-negotiable.  But there are some investors that think they can get away with doing little to no research, and they may get lucky a couple of times, but that luck will run out.  The reality is if you don’t do your due diligence you’re setting yourself up for failure.  So today on The Property Podcast we’re joined by a due diligence expert – Mary Osmond who will have your research game levelled up in no time.  Now you might remember Mary from a previous episode where we discussed all things HMO, but if not, you can find that episode here.  In the news  Now we won’t be popular for bringing this news story to your attention...  But base rate has now hit 1% as the Bank of England warns of UK recession this year as it lifts interest rates.  A recession could have huge implications for investors so make sure y

Rob & Rob are back with another round of listener questions!  And getting us started this week is Danny from Croydon.  Danny is an avid listener of the podcast, so he knows what Rob & Rob think about the North and London, but he’s got his eyes set on a different part of the UK.  Danny wants to know, where Rob & Rob think the best place to invest in the Midlands is?  Next up we’ve got Tom who’s sent his question in all the way from Dubai!  Tom is considering purchasing a student HMO in the UK, as these give a higher return on investment... or do they?  Tom has a fair usage clause, but even with this in place he’s predicted that the rise in energy bills is going to heavily cut into his profit margins. What he’d like to know is should he hand over this extra cost to his tenants? Or just take the hit as the landlord?  Plus, how will this affect the HMO market? Will landlords across the board increase their prices as a result?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let o

It’s the May Market Update  It’s everyone's favourite time of the month... we’re back with your latest market update!  From the rental market to cladding updates, ground rent and the one thing that’s everyone’s talking about – house prices – the guys have got plenty to cover. You won’t want to miss this one!  All the links you need are just below:  House Prices  Will house prices crash in 2026? This surprisingly reliable cycle theory suggests so  House prices could fall by 5% over next 2 years  House price growth slows as cost of living crisis starts to hits the market  TPP475: 18-year property cycle: When will the market crash?  London Prices  London house prices rise at fastest rate since 2016  Rental Market  Rental Reform White Paper ‘may be pushed back until October’  Government considers giving more tenants the Right To Buy  Shelter leads opposition to new tenant Right To Buy proposal  Manchester braces for BTR slowdown before 2024 boom  Cladding Issue  Agreement with ma

It’s time for some more listener questions and this week we’ve got some good’uns lined up for you!  Kicking us off this week we’ve got a cracking question from Sian in Wiltshire.  Sian is a fairly new investor and her first tenant’s tenancy is coming to an end. What she’d like to know is how does she go about introducing an annual increase in their rent?  Is there a bog-standard calculation she should be using? Should she base it on inflation? Or are there other things she should be considering?  Her tenant is a good tenant, so she doesn’t want to rock the boat, but she also doesn’t want to cut herself short and miss out on market value rent.  What advice have Rob & Rob got to help her out?  Next up we’ve got a question from a mystery caller. This listener didn’t leave his name, but that won’t stop us from answering this corker of a question!  He’s currently considering purchasing a flat in a tower block (all cash) and he wants to hear what Rob & Rob think about this?  With the ongoing cladding situat

We launched our crowdfunding campaign yesterday, and if you don't know what happened...well, listen to find out!  If you still want to get involved, go to propertyhub.net/crowdfund See omnystudio.com/listener for privacy information.

Where have we been investing?   After over a decade of podcast episodes where Rob & Rob share their best advice, tips and tricks it’s no wonder they’re inundated with questions about what they’re investing in...  And during such a pivotal part of the 18-year property cycle the questions about their own investments just keep flooding in.  So today on The Property Podcast, Rob & Rob are revealing details of the investments Property Hub Invest and Portfolio have made over the last six months.  They’ll tell you where they’ve invested and why. So, if you want an insight into the sort of portfolio Rob & Rob are building this episode is one you really don’t want to miss!  In the news  We’ve got some interesting news for you this week as London house prices rise at their fastest rate since 2016!  It seems the London property market may finally be bouncing back as people head back to the city for work and entertainment.  What do Rob & Rob have to say about this...  Hub Extra This week we’ve got an extra special Hub Ex

It’s Tuesday and you know what that means... Rob & Rob are back for another round of listener questions, and we’ve got some super interesting ones this week.  We recently announced on The Property Podcast that we’re crowdfunding (you can find the full episode here and pre-register here) and that got one of our listeners wondering...  Sam heard our latest announcement and was super excited! But he couldn’t help but wonder what does crowdfunding actually mean and why would someone invest in it?  Next up, we’ve got a question from Argent in London and it’s all about the 18-year property cycle.  Argent’s wondering if he could use this interesting play to his advantage...  He’d like to know if he times it right, could he keep his money liquefied and out of the property market until the crash, then swoop in and bag himself a discounted deal?   OR is he better of just buying now as he’ll still benefit in the long term?  Tune in and find out what advice Rob & Rob have got for these two listeners!  Do you have

When is the market heading towards a crash? This has got to be our most requested topic ever and honestly, we’ve lost count of how many times we’ve been asked ‘where are we in the cycle?’.  But it’s finally the moment you’ve been waiting for...  Rob & Rob are revealing where we are in the cycle, what they think is going to happen, when the crash will be and sharing how they plan to invest between now and then.  This is going to be a whopper of an episode and definitely one you won’t want to miss.  Want to scrub up on your 18-year property cycle knowledge or find out Rob & Rob’s 2022 hotspots? All the links you need are below:  Where are we in the 18 Year Property Cycle?  Has Coronavirus broken the property cycle?  The 18 Year Property Cycle  The 18 year property cycle, year-by-year: Part 1  The 18 year property cycle, year-by-year: Part 2  Is the 18 year property cycle a scam?  The 18 year property cycle explained  2022’s hotspots to invest in  Play our boom phase simulation game  Property

Rob & Rob are back for some more listener questions, and we’ve got an 18-year property cycle double whammy for you this week!  Kicking us off this week is long-term listener – Barry!  Barry’s been listening to the podcast since we started back in 2013, and he’s recently been thinking about property prices and the 18-year property cycle.  What he wants to know is what Rob & Rob expect to happen to property prices in the next 18 months, but with a specific focus on different property types rather than regions.  Will larger country property prices continue to grow in line with other property types and follow the 18-year cycle or will it deviate?  Staying on theme, our next listener has been wondering how Rob & Rob think the cycle is going to play out over the next 10, 20, 25 years.  Tune in to find out the advice Rob & Rob have got to give and make sure you join us on Thursday for the much-awaited episode dedicated to all things 18-year property cycle on The Property Podcast.  Do you have a buy-to-let or

You won’t believe this  We’ve got some HUGE news and we’re not sure anyone could’ve anticipated this...  Over the years we’ve been asked if we can do this more times than we can count - and today's the day we can finally announce it’s going to happen!  Want in on the secret?   Then tune in and join us for this very special edition of The Property Podcast.  And if you’ve already listened, this is the link you're looking for - http://propertyhub.net/crowdfund Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omn