The Property Podcast

It’s time for your latest edition of Ask Rob & Rob!  (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy?  (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him?  Links mentioned  The silent property crash  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one.  The silent property crash is here and we’re telling you all about it on today’s episode.  (1:06) News story of the week  (2:52) 20 million downloads  (5:20) Is the property crash here?  (10:12) Property is down 12.5%  (13:30) Prices are the same today as they were in 2003  (15:44) This is the best crash  (19:19) What’s going to happen next?  (24:07) Hub Extra  Links mentioned:  20 million downloads giveaway  Subscribe to the magazine  Quick reaction: Have mortgage rates peaked?  What’s next for UK property? (Our predictions)  The silent property crash of 2023  TPP540: We’re halfway through the year. Is it time to throw out our predictions?  BBC Sounds Google Play Store & App Store  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for priv

It’s time for your weekly dose of Ask Rob & Rob  (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down?  (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of.  Links Mentioned  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring!   (0:51) News story of the week  (3:21) How are our predictions doing?  (4:08) House prices  (7:44) The best places to invest  (10:36) Interest rates  (13:50) What’s going to happen next?  (17:58) Hub Extra  Links mentioned:  Turo  YouTube Video: Renters Reform Bill  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for some more listener questions:  (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker?   (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now.  (0:50) Property Hub Select  (2:09) House prices   (7:44) Mortgages  (11:17) Rents  (12:55) Investor sentiment  (15:30) Rent controls  (16:51) Tenant preferences   (18:45) Hub Extra  Links mentioned:  House prices relatively stable in June but annual growth remains in negative territory  Rightmove: House Price Index  Halifax: House Price Index  Buyers negotiate on price to achieve biggest discounts since 2018  Five-year fix tops 6% for first time since November: Moneyfacts  Mortgage pressures will not tip UK into wave of repossessions, FCA says  Total lending bounces back but remains much lower on annual basis  How long can the UK rental crisis last?  Just 5% of private rentals affordable on housing benefit  Renters protest against ‘rampant profiteering’ outside landlords’ convention  Four in 10 BTL landlords plan to expand portfolio

Happy Tuesday! We’re back with some more listener questions!  (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase.   (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property?    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it!  We’ve dived into the data to uncover the truth: do property prices really double every 10 years?  (1:05) News story of the week  (1:48) Property Hub Select  (3:00) Fact checking: do house prices really double every 10 years?  (4:40) The shortest vs longest period prices have doubled  (5:55) What’s the longest time prices have taken to double?  (9:59) Why is this the worst performing cycle and what should you do?  (12:40) How the cycle can give us clues  (17:00) Hub Extra    Links mentioned:  Nationwide House Price Index  Property Hub Select    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for some more listener questions!  (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy.  (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob!  (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property?  (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market?  (0:56) News story of the week  (2:28) Exciting announcement   (4:55) What’s going on with the mortgage market?  (5:48) What’s the current state of the market and has this ever happened before?  (6:17) What’s happening with the base rate/swap rates and how are lenders responding?  (6:59) Do you see this period of volatility lasting much longer?  (8:07) What kind of knock-on effect is this having? Are fewer people applying?  (8:42) What should you be doing if your fix is coming to an end?  (11:26) Is a 2-year fix the best option?  (12:37) What are the good products right now and what kind of rates should people be looking at right now?  (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees?  (14:55) Are off-plan and new builds easier to get finance on?  (15:30) Are you expecting to see m

Rob & Rob are back and they’re answering more listener questions!  (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now?  (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up.  (0:44) News story of the week  (2:22) Rob B’s Monopoly strategy  (3:27) How Rob’s portfolio has grown and evolved  (5:43) What percentage of Rob’s portfolio would he like to move on?  (6:02) How many properties has Rob sold so far?  (7:06) How did Rob choose which properties to sell?  (8:25) What made Rob decide to sell?  (9:11) What is Rob doing with the funds?  (10:30) What’s next for the Monopoly strategy?  (11:17) Portfolio value over number of units  (13:39) The impact of being cash-flow negative  (16:52) What’s the end goal?  (18:10) Fighting the market  (19:01) Same tactics, different strategy  (21:22) Hub Extra  Links mentioned:  Chat GPT  Rent Cap goes on for another six months despite industry opposition  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly new

It’s time for some more listener questions!  (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025  (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond.  (0:54) What’s going on with house prices?  (6:46) Are city house prices suffering?  (9:01) How are the top cities performing?  (10:23) What’s going on with the mortgage market?  (14:35) What’s the latest on the Renters Reform Bill  (15:13) Upcoming changes to EPC ratings  (16:00) Is the leasehold reform coming soon?  (17:04) Hub Extra  Links mentioned:  Annual house price growth slips back in May  Are UK house prices falling in May 2023?   Rightmove House Price Index  Hometrack House Price Index  The Era of Huge UK House Price Rises Is Ending, Economist Says  Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk  Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted  Leasehold WILL be abolishe

Rob & Rob are back with more listener questions!  (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let?  (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market?   (0:44) News Story of the week  (3:16) Want to join the team?  (3:49) The global house market  (4:33) Looking at the numbers  (5:27) How has this happened?  (8:08) Where does this leave the UK?  (10:37) What’s going to happen to the UK?  (12:10) Why have we told you this?  (13:15) Hub Extra  Links mentioned:  Join the Property Hub team!  Install Honey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s Tuesday! So that means it’s time for some more listener questions!  (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one!  (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of!  (2:08) The biggest change to property law  (2:57) The end of no-fault evictions...  (10:31) How will this impact student lets?  (11:43) When can you ask a tenant to leave?  (14:40) Goodbye unlimited rent increases  (17:04) Introducing the mandatory redress scheme  (18:19) A landlord database is coming  (19:48) Yes to pets!  (21:29) When are these changes going to happen?  (24:06) Hub Extra  Links mentioned:  Our latest YouTube video  BREAKING NEWS Landlords: This changes EVERYTHING!  Free Microsoft courses  Artificial Intelligence for Beginners   IoT for Beginners  Machine Learning for Beginners   Data Science for Beginners  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy informatio

Rob & Rob are back and they’re answering more listener questions!  (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted.  (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.