More than Money

Gene and Alyssa answered questions and explored important topics: He asks what’s the best approach to liquidating EE and I Bonds? He asks how to know when it makes sense to refinance a 6.75% mortgage? She asks how to handle cash gifts to her daughter so she doesn’t make big mistakes? She asks if her husband’s vacation pay can be invested in an IRA? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time wit

Gene and Alyssa answered questions and explored important topics: He asks how to handle his mom’s estate when it’s only $10,000? He asks how to report to the IRS that he received an insurance reimbursement check? She asks how to handle a lump sum retirement? She asks how she can regain her ‘identity’ after retiring? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.

Gene answered questions and explored important topics: He asks how taxes will be computed on the buy-out of his home in a divorce? He asks why his 1099-R from his IRA does not show his QCDs? He asks if he should invest his retirement savings into an annuity or mutual funds? She asks about the mechanics of using QCDs for gifts to her church? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?  Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.

Gene answered questions and explored important topics: He is very concerned that his ‘wealth manager’ invested in over 100 stocks!?! He wants to know if tax-free bonds are a ‘good’ investment? He asks if MtM Financial Group is a better advisor than Thrivent? She wants my opinion on a law Congress passed, but doesn't say what the law is . . . Suze Orman says ‘aging in place’ can cost you money (alert – she’s way off base here) Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor? 

Gene and Alyssa answered questions and explored important topics: She asks how she might open a 529 plan for a grandson in California? She wants to understand how to gift $20,000 to her son without paying income taxes? He asks if car lease payments are tax deductible? She attended the PBS Live Event with her husband and had some pretty nice things to say . . . He asks if he should use the traditional 401(k) option while his wife using the roth option? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More

Gene and Alyssa answered questions and explored important topics: He asks if it is permitted to make gifts to a 3 year old child?  (spoiler alert – yes!) She asks the safest way to share financial information with her advisor? She asks us to outline the basics of Medicare coverage, choices, and requirements? He is a ‘financial advisor/stock broker’ and says most people can’t save for retirement? Gene’s solution to the first time home buyer challenge – skip paying for college!  (Hint – there’s more to it than that, but you’ll see) Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without

Gene and Alyssa answered questions and explored important topics: He offers his 47 years of experience to the car leasing discussion? She wants to explore if Roth IRAs would work for her at age 71? His employer plan is an annuity.  Can he convert that to a Roth? He’s trying to figure out how his Social Security benefits will impact his taxes this year? She asks if leaving money in a 403(b) is better for his kids than a Roth IRA? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor?&nb

Gene and Alyssa answered questions and explored important topics: He asks what options his wife has when inheriting his IRAs? He asks how to determine the payout from a trust intended for his grandchildren? She wants to give her grandson $25,000 for a house downpayment. Gift restrictions? He is 78 and retiring in March.  Does he have to take RMDs this year? She asks if our More than Money advisors will sell some stock for her? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advisor? 

Gene and Alyssa answered questions and explored important topics: She asks if she needs an attorney to make changes to her will? He asks if a neighbor living at the poverty line could benefit from filing an income tax return? She inherited her grandmother’s estate and her brother’s ex wants some cash.  Should she? He says his wife isn’t good with money.  Should his life insurance go to his niece? She asks for clarification on the mechanics of a trust paying out portions at ages 25, 30, and 35? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedul

Gene and Alyssa answered questions and explored important topics: She is 28 and asks why the schools don’t teach financial fundamentals? (Excellent question!) He asks how to handle IRAs when the named beneficiary is the estate? She wants to understand how to take advantage of the Trump Accounts for children? He asks if gold and silver are dropping in price because of the individual investor?  (No!) He asks if he can still take the $6,000 senior deduction if he itemizes his deductions? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free

Gene and Alyssa answered questions and explored important topics: He asks us to explain how his social security benefits will be taxed? She is 96 years old, sharp as a tack, and has questions about CDs? She asks how if it’s possible to negotiate a reduction in a student loan debt? She has been waiting for her tax refund for over a year.  What can she do? He named his daughter beneficiary on all his accounts.  Did he do this correctly? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More than Money advis

Gene and Alyssa answered questions and explored important topics: He asks if he should use a 100% mortgage to finance his first home buy? He is 58, divorced, and finding women to be gold diggers.  What should he do? She asks how much she and her husband can contribute to a Roth IRA in 2025? He asks if his 401(k) ‘catch-up’ contributions must go into the Roth side? They want to use the new ‘senior’ deductions to cut their taxes.  Are they ready to go? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a More

Gene and Alyssa answered questions and explored important topics: They sold their home and are renting in retirement.  Is this a wise financial choice? She reports that 4 students at Moravian University receive Folds of Honor scholarships. She asks what is the best idea to use the $10,000 her mom gifted her? He asks multiple questions about the proper way to use beneficiary designations on his accounts? They want to retire next August.  What should they be doing now? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion mee

Gene and Alyssa answered questions and explored important topics: He is 80 and wants to know how to use buffered ETFs in his investment portfolio? She asks if her friend is being misled by her annuity salesman? She asks if there is a way to protect the retirement funds they currently have in the TSP? He asks if his partner will need to take an RMD from her 401(k) next year when she retires? She wants to know how to stop her father from changing his will? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with a M

Gene and Alyssa answered questions and explored important topics: He is 80 and wants to know how best to protect his 401(k)? She wants to know if paying for family vacations is treated as gifts by the IRS? She sold her home and wants to know if that will increase his Medicare premiums? He is using the National Guard to graduate debt free from college and have buckets of cash! She wants to know how to establish a long term relationship with a trusted advisor? Free Second Opinion Meetings Meet with a More than Money advisor to review your entire financial picture or simply project your retirement Meet with our Social Security partner to plan the best S/S strategy for you Meet with our estate planning attorney partner to review your estate plans – if you have any Meet with our insurance partner to review your life or long term care coverages Discover how to have your 401(k) professionally managed without leaving your company plan Schedule a free second opinion meeting with