Home Buyer Radio

This week I talk about how it just got easier to qualify for a mortgage with student loan debt. If you have been turned down for a mortgage because of student loans, you will not want to miss this weeks episode. Ready to get started on the home buying process? Visit my website to get started on a no obligation mortgage approval.  You can find my website at www.danmoralez.com.   Dan Moralez Mortgage Loan Officer Northpointe Bank NMLS #709729   Member FDIC - Equal Housing Lender

In this weeks episode I talk about mortgages and divorce.  This is the first of multiple episodes on Divorce and the mortgage process.   Want to get started on a mortgage preapproval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629. Dan Moralez Mortgage Loan Officer Regional Vice President NMLS #709729 Northpointe Bank is a member FDIC and an Equal Housing Lender

This week I talk about some things you should consider when looking at what Realtor you should hire for your house hunt.   Would you like a referral to a Realtor? Want to get started on a mortgage preapproval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629. Dan Moralez Mortgage Loan Officer Regional Vice President NMLS #709729 Northpointe Bank is a member FDIC and an Equal Housing Lender

This week I talk about the differences between a mortgage pre-qualification and a mortgage pre-approval.   Want to get started on a mortgage pre-approval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629. Dan Moralez Mortgage Loan Officer Regional Vice President NMLS #709729 Northpointe Bank is a member FDIC and an Equal Housing Lender

Should you be home shopping without having a mortgage pre-approval?  Absolutely not!  How do you know what you can afford if you have not been to the bank first.  In this weeks episode I explain why you should be pre-approved before you look for a home. Want to get started on a mortgage preapproval without cost or obligation?  You can do that by going to my website at www.danmoralez.com or by calling me at 616-931-4629. Dan Moralez Mortgage Loan Officer Regional Vice President NMLS #709729 Northpointe Bank is a member FDIC and an Equal Housing Lender

In this weeks episode I go even deeper into Private Mortgage Insurance (PMI) and how it can be structured in different ways depending on your long term goals.  As with most things there are pluses and minuses to each option. Let us help you figure out what the best option for you is.  You can start your application online at www.danmoralez.com or by calling me at 616-931-4629. Dan Moralez Mortgage Loan Officer Regional Vice President Northpointe Bank NMLS #709729 Northpointe Bank is a member FDIC and an Equal Housing Lender

In this weeks episode I talk further about Private Mortgage Insurance (PMI).  There are a number of ways PMI insurance can be structured.  Remember, it is only required on conventional loans with down payments of less than 20%.  Want to know more about your specific situation and how PMI could impact you? Schedule a time with us to review your options.  You can do that by applying on my website at www.danmoralez.com or by calling my office at 616-931-4629. Dan Moralez Mortgage Loan Officer Regional Vice President Northpointe Bank NMLS #709729 Northpointe Bank is a member FDIC and Equal Housing Lender

This week I start to tackle the topic of PMI insurance and the fact that there are multiple PMI companies to work with. In the weeks to come we will talk about PMI insurance in more detail. Ready to start the process of buying a home? Reach out to us, we will be happy to help! Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.

This week I talk about interest rates and how they can and do change. Ready to start the process of buying a home? Reach out to us, we will be happy to help! Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.

In this weeks episode we talk about mortgage documentation and the role you play in helping us to process your loan as quickly as possible. Ready to start the process of buying a home? Reach out to us, we will be happy to help! Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.

This week I talk about the team of players that work to get your mortgage processed as quickly as possible. Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.

This week I interview Rebecca Perkins from @Home Realty (rebeccaperkinshomes.com).  Rebecca talks about the benefits of working with an individual Realtor vs a real estate team.   Ready to get started on the process of buying a home?  Feel free to reach out to Rebecca or I.   Rebecca Perkins @Home Realty 616-218-6161 rebecca@rebeccaperkinshomes.com Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpoine Bank is an equal housing lender.

This week I interview Rebecca Perkins from @Home Realty (rebeccaperkinshomes.com).  Rebecca talks about the benefits of working with a Realtor and why trying to sell your home on your own may not be in your best interest. Ready to get started on the process of buying a new home?  Need to know what your current home is worth?  Feel free to reach out to Rebecca at:   Rebecca Perkins @Home Realty 616-218-6161 rebecca@rebeccaperkinshomes.com Ready to get started on your mortgage.  Reach out to Dan at: Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.

This week Rebecca Perkins from @Home Realty and I pick up where we left off on our discussion of working with a Realtor and why it benefits you.  In particular we talk about the importance of buyers agents and why it matters to you as a home buyer.   Ready to get started on the process of buying a home?  Feel free to reach out to Rebecca or I.   Rebecca Perkins @Home Realty 616-218-6161 rebecca@rebeccaperkinshomes.com Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.  

This week I interview Rebecca Perkins from @Home Realty (rebeccaperkinshomes.com).  Rebecca talks about the benefits of working with a Realtor.   Ready to get started on the process of buying a home?  Feel free to reach out to Rebecca or I.   Rebecca Perkins @Home Realty 616-218-6161 rebecca@rebeccaperkinshomes.com Dan Moralez Mortgage Officer Northpointe Bank 616-931-4629 dan@danmoralez.com NMLS #709729 Northpointe Bank is an equal housing lender.

In this weeks episode I talk about homes that are for sale by owner and things you should be aware of as a home buyer.  I also talk about the importance of having professional guidance from a real estate professional.   Ready to get your mortgage application started? You can do that at www.danmoralez.com. Northpointe Bank is an equal housing lender - NMLS #709729

This week I talk about paper work that is required as part of the mortgage process and why it is important that you cooperate with the process. You hold the key to helping us process your loan quickly. You can start on your mortgage approval by going to my website at www.danmoralez.com.  Do you have a question you would like us to answer?  Send us an email at dan@danmoralez.com. Northpointe Bank is an equal housing lender. NMLS #709729

In this weeks episode I talk about why your Realtor's experience matters and how it can impact you as a home buyer.  If you need a referral to a good Realtor who knows what they are doing, let me know.  I have contacts nationwide that can help you.  You can reach me at 616-931-4629 or at dan@danmoralez.com.   Need to get pre-approved for a mortgage?  Start your application online at www.danmoralez.com. Northpointe Bank is an equal housing lender - NMLS #709729

As a follow up to last weeks pocast, I talk about how best to position yourself to buy a new home. Check us out on Facebook at https://www.facebook.com/homebuyerradio/. Want to know more about purchasing a home and mortgage options?  Visit my website at http://www.danmoralez.com/ for more information and to contact us for more information. Dan Moralez NMLS #709729 Equal Housing Lender

Is your resolution to buy a home in 2017.  This week I talk about ways to help make that happen. Check us out on Facebook at https://www.facebook.com/homebuyerradio/. Want to know more about purchasing a home and mortgage options?  Visit my website at http://www.danmoralez.com/ for more information and to contact us for more information. Dan Moralez NMLS #709729 Equal Housing Lender