Next Gen Personal Finance

NOVA Financial Lab developed three games to teach students about the built-in biases that impact the decisions we make about money. In this podcast, you will get a behind-the-scenes look at what went into developing the games and what Becky and David hope students will learn from playing them. You will also learn about Yanely's role in the videos that precede the game play and explain the key behavioral concepts behind each of the games. Enjoy!  

Want to deepen your content knowledge of cryptocurrencies? Join this conversation that Yanely had with Araceliz Gomes.  As the founder and CEO of The Latina Investor, Araceliz Gomes is on a mission to help empower Latinas and women of color.  In her conversation with Yanely, Araceliz provides a master class to understanding cryptocurrencies. She explains the history, the mechanics of how it works, the key terms you should be familiar with and perhaps most importantly how to avoid getting scammed. Enjoy! 

Eric Balchunas got to know Jack Bogle through interviews with him and conversations with more than 50 people who worked with him over the years. The result is his new book, The Bogle Effect, where Eric chronicles the serendipity that marked Jack Bogle's career, from his ouster at Wellington to the creative approach he took to starting Vanguard and the unique way he structured it (as a mutual company). If you invest in mutual funds, you have Jack Bogle to thank for driving down the costs of the industry and for popularizing the lowest cost mutual fund of them all, the index fund. Eric also shares his favorite personal finance resources and important investing lessons he would share with high school students. Enjoy!   

With Season 5 of FinCap Friday now underway, it only seemed appropriate to check in with Yanely to learn more about what it takes to produce this popular NGPF resource. For those unaware, FinCap Friday brings current events alive for your students every week during the school year. With more than 120 episodes and approaching 3 million student engagements, it's safe to say Yanely's quizzes + explainer videos have become a weekly ritual in classrooms across the country. In this podcast, Yanely shares why she is so passionate about financial education, the inspiration behind FinCap Friday and what you can look forward to in the upcoming season. Enjoy!   

Abby and Katie saw the power of a classroom economy as new teachers. They thought it was so powerful in building community and developing financial skills that they decided to create a company, ClassEquity. In this podcast, you will hear Abby and Katie's entrepreneurial journey, their approach to product development, the importance of listening to teachers and how their lifelong friendship has made them ideal co-founders. You will also learn about best practices to bring a classroom economy to your students. Enjoy!   

How can I make personal finance more engaging, more fun, more approachable for a wider audience?  Catie Hogan provides the answers in this NGPF Podcast with Yanely. In this converation, Catie describes what motivated her to combine comedy and personal finance, the ways that she uses humor to engage her audiences, her thoughts on cryptocurrencies and her fave personal finance books. Enjoy! 

This is part 2 of a conversation with Morgan Housel about his book, Psychology of Money. In this episode, Morgan shares his thoughts on the FIRE movement, how to build in room for error in our budgets and how to think about stock market volatility. Enjoy! 

Nika Booth is passionate about helping student loan borrowers. So passionate that she started Debt Free Gonna Be to share her student loan journey and find ways to help others manage their debt. In this podcast, Nika shares details about the Public Student Loan Forgiveness waiver which has created a temporary opportunity for student loan borrowers. Enjoy! 

Kyla Scanlon is incredibly skilled at explaining economics in 59 second TikToks that will entertain and educate. Whether it's recapping a Federal Reserve interest rate decision, explaining new data on CPI or making sense out of recent tech earnings, Kyla separates the signal from the noise. In this podcast, Kyla shares how she fell in love with Economics in college, her entrepreneurial journey post-college and her creative process to produce high quality educational content. Enjoy!   

A trained CPA, Krystal Todd took a chance by leaving her stable accounting job to follow her entrepreneurial dreams. In this NGPF Podcast, Yanely and Krystal discuss the mission of her company, Cash Compass, and how she has used TikTok and YouTube to educate and inform her audience about managing their money. Krystal also provides advice for educators on how to hook students and keep them engaged. Enjoy! 

How can we provide students with the skills they need in the careers of the future?  How can social-emotional learning help in that journey? How does a K-12 curriculum provider develop classroom experiences that answers the first two questions?   Listen to this conversation I had with Patrick Cook-Deegan, the CEO and founder of Wayfinder. We met over salads years ago and from that first experience, I felt I had found a kindred soul committed to creating innovative solutions to improve the lives of students. Enjoy! 

Featured in the The Bogle Effect, a book chronicling the life and legacy of Vanguard's founder Jack Bogle, Dina and Tony Isola are described as the "husband-and-wife team at Ritholtz Wealth Management (RWM) trying to save schoolteachers from losing hundreds of millions a year in fee-ridden, and arguably predatory, annuity products." In this conversation with Yanely, Dina and Tony share why they are so passionate about serving teachers through their work at RWM. They provide tips of what to look out for in 403(b) plans, how to suss out those hidden fees and how to ensure more of your wealth generated by your investments goes to YOU. Enjoy! 

Morgan Housel's first book, Psychology of Money, has now sold over 2 million copies. The NGPF certification course, the Psychology of Money, uses his book as its inspiration and foundation and has now been completed by more than 1,000 educators! In this NGPF Podcast, Morgan shares his own life experiences and how they have shaped his attitudes about money. He delves deeper into the first chapters of his best selling book including an explanation of why no one is crazy when it comes to money, why the hedonic treadmill can be so difficult to get off of and why it's important to understand the game you are playing as an investor. Enjoy!  Morgan will appear again on the NGPF Speaker Series on August 5th at 9am PT for part 2 of our conversation. Registration will be available on this page by late July. In addition, 50 copies of Psychology of Money will be raffled off at that live event in August. 

Today on the podcast, Yanely discusses financial trauma with Chantel Chapman, co-founder of The Trauma of Money and founder of What The Finances. Chantel shares her life experiences as a mortgage broker and financial literacy consultant and how they led to her focus on helping people overcome their financial traumas. Chantel discusses her "Trauma of Money" framework and the steps in the process that help people understand their relationship to money and how to improve it. Enjoy! 

Equity researcher by day and author by night, Nicolette DiMaggio is on a mission to write stories to inspire the next generation of investors. In this NGPF Podcast, Nicolette discusses the motivation behind her book, Stock Explore, how she assembled a team to turn her idea into reality and the key concepts she hopes young people learn from her book. Enjoy! 

Want to learn more about the challenges facing first gen students as they make decisions about higher education?   As a Senior College Success Manager at the Boys and Girls Club of the Peninsula (SF Bay Area), Jaime Barrajas uses his own personal experiences to help his clients navigate the college-going process. Listen to this podcast to learn more about Jaime's approach, how he uses NGPF's Payback game and how he helps students overcome the myriad hurdles in their path. Enjoy! 

If you ever wondered what the state of financial education is in your county, state or nationally, then there is no better source than Dr. Carly Urban. If you have every taken a look at the Got Finance? map on the NGPF website, which tracks information on over 10,000 high schools, you have seen firsthand the handiwork of Dr. Urban and the team at NGPF. In this podcast, NGPF's Christian Sherrill  will discuss with Carly the 2022 edition of the State of Financial Education Report. She has lots of great news to share both on the access front as well as her recent research showing the positive impacts of financial education. She will also share what she learned from analyzing implementation practices of this essential course in three states. Enjoy!   

0:00~0:47 Introduction 0:47~4:50 The beginning of the Student Finance League 4:50~9:50 Amy’s experience in the classroom  9:50~13:17 Barriers to learning about money 13:17~18:42 Being intentional about vocabulary 18:42~27:01 Engaging with the local community 27:01~27:19 A word from NGPF 27:19~32:06 Making students comfortable with money 32:06~34:32 Engaging parents and students at the same time 34:32~40:06 Teaching and not advising 40:06~41:15 Conclusion

Richard Ellis, Executive Director of my529, a 529 plan established by the State of Utah joins Yanely to talk college savings plans. Listen to this conversation and you will learn about Richard’s career leading up to his role at my529, the benefits of saving early and often, and how to analyze 529 plans. Richard also shared some great resources so you can learn more more about 529 plans. Enjoy!