Next Gen Personal Finance

How much do you know about 529 plans? What should you look for when choosing a plan? Listen to this podcast to find out! Richard Ellis, Executive Director of my529, a 529 plan established by the State of Utah joins Yanely to talk about college savings plans. Listen to this conversation and you will learn about Richard’s career leading up to his role at my529, the benefits of saving early and often, and how to analyze 529 plans.

How does a college’s revenue go up during your sophomore, junior and senior years? Listen to this podcast to find out! Mark Salisbury, Co-Founder of TuitionFit, joins us on the podcast to talk about the state of the college marketplace, the shortcomings of college ROI calculators, and his thoughts on how students should approach to thinking about choosing a college.

Jenny Nicholson, Creative Lead, and Jade Stoner Norwood, Game Designer and Copywriter, join us on the NGPF Podcast to tell us about the creative process behind Crypto Craze.  

What do you use income for? What do you think it looks like to be rich? Authors Julian and Kiersten Saunders share what they think the four purposes of income are and how not all rich people look rich.   This week Yanely is joined by Julien and Kiersten Saunders who wrote the book Cashing Out: Win the Wealth Game by Walking Away. Julien and Kiersten dig into key parts of their book, speak about the FIRE movement, and share the intersectional nature of personal finance.  

Car salespeople have a bad reputation. But if you listen to this podcast with former salesperson Andrei Smith (who’s already shared their wisdom with the NGPF Podcast twice before), you’ll realize not all of them are bad and even learn some best tips for purchasing a car.  Andrei Smith joins us on the NGPF Podcast again to give us insight into the car market today. Andrei shares with us his thoughts on electric vehicles, how car dealerships make money, and the direction the industry is going towards. He also talks about his transition from car sales to software sales!

Mike Sheffer, Director of Education at the FoolProof Foundation, joins us on the NGPF Podcast to talk about his journey to getting into personal finance education. Mike shares with us about FoolProof’s origin story and how it’s evolved over the years. Enjoy!

Are you or someone you know a young person obsessed with making intelligent financial decisions? Then you or the person that you know might be a SheeksFreak! Dan Sheeks, a high school educator and author of First to a Million, has built a community of people who are committed to reach early financial independence and live their best life. And he calls the members of the community SheeksFreaks. Dan comes onto the NGPF Podcast to talk about his book, his decision to write it, and his side hustles outside of teaching.

Libby Kurt of Forest Hills Northern High School (Grand Rapids, MI) and Rithvika Thunuguntia of Parkway Central High School (Chesterfield, MO) join us on the NGPF Podcast to talk about their backgrounds, their experience taking a personal finance course, and how playing Payback influenced their college plans in the future. 

From the NGPF Archives, a conversation with Craig Richards who talks about his experience as the Sketch Guy at the NY Times, how Carl first got into the "securities" business, and how his experience serving clients as a certified financial planner gave him plenty of material for his books and sketches. 

Robin Wigglesworth has done the impossible...he's written a book about index funds that, once you get started, you won't be able to put down. The index fund product itself may not be compelling, but the characters that Wigglesworth describes certainly are. He traces the growth of index funds and how they moved from a concept developed by academics to how they became the leading investment choice for mutual fund investors. Enjoy! 

From moving to the US from Murmansk, value investing, and not eating desserts there’s much to learn about life from a true renissance man, Vitaliy Katsenelson. Vitaliy Katsenelson, CEO of Investment Management Associates (IMA), comes onto the NGPF podcast to speak about his new book Soul in the Game and the way he approaches life.

She appeared in the recent student documentary, Real World Class. She's written a book to help her peers better manage their money. She has run workshops for middle school girls. Yes, you won't want to miss this conversation that Yanely has with Ella Gupta!  This week, Yanely interviews Ella Gupta, author of Gen Z Money Sense about her passion for personal finance, her advocacy initiatives, and her plans after high school. Her book serves as a guide to help anyone thrive in the new age of finance and explores a wide range of topics, including automation, taxes, robo-advisors, investing apps, as well as ESG investing. Ella also shares with us her generation’s unique relationship with money and how her peers are navigating their own financial lives. Enjoy!   

He grew up on the South Side of Chicago, has an Ivy League degree and experience on Wall Street. Oh, he also just starred in a Netflix documentary too, Get Smart with Money. In this podcast with Yanely, Ross Mac will share his passion to make financial education accessible to all. Enjoy!   

Thanks to Courtney (Winooski High School in Vermont) and Elena and Jeanette (Mather High School in Illinois) for sharing their insights on the challenges and the rewards of teaching money skills to ELL students. Enjoy!   

What are the biggest challenges and successes that come with teaching personal finance to ELL students?  Yanely is joined by NGPF’s resident Spanish translator Chris Salm as well as two educators Z and Jill Thompson to talk about teaching personal finance to English Language Learners. The three will speak about the biggest challenges and successes with teaching the course to ELL students and share some differentiation strategies to use in the classroom. Enjoy!

We can all thank Amy Holland for her persistence in convincing Jack Bogle, founder of Vanguard, to write a book about investing. It was his first, Bogle on Mutual Funds, and many books would follow, no doubt educating millions on the value of investing in low-cost, diversified index funds. In this NGPF podcast, you will get the inside scoop on how Amy pulled this off as well as what she learned in her collaborative work with Jack, and other investing titans. Enjoy!   

How are students leading the movement for financial education? Listen to this amazing panel of student advocates to find out.    Yanely leads this amazing panel discussion with student advocates who star in the NGPF documentary, Real World Class. You will hear how Neziah Osayi, Ella Gupta, Jakob Diepenbrock, and Jasper Carter channeled their passion for financial education and made a difference in their schools, their communities, their states and nationally. Enjoy!

Wondering what teachers learned after hearing Dana Miranda share her perspective on personal finance?  "Love the perspective of HEALTHY budget!" "The concept that there is not one right way to do things in terms of personal finance and how important it is to introduce nuance and discussion of other elements of well-being." "This brought more attention about the shame connected to money conversations." In this NGPF Podcast with Yanely, Dana shares her entrepreneurial journey to starting Healthy Rich, a platform for conversations that illuminate the diversity of our relationships with work and money. She explains why inclusive financial education is so important while also shining a light on the systemic forces that can hinder wealth creation. Enjoy! 

Dan and Scott are back for a repeat visit and they have big news about a new feature they have added to their website. Listen to find out more. 403bwise is on a mission to improve options for teacher retirement plans and to fix a broken system. In the spirit of "sunshine is the best disinfectant," they have added new data sets to their website to allow teachers to both find "good vendors" while also evaluating school district plans. They also discuss why investment costs are so important and share their favorite investing option for retirement accounts. Enjoy!   

In honor of Hispanic/Latinx Heritage Month Yanely spoke with author, actor, podcast host, and storyteller Christopher Rivas - who you may know him from his role as Oscar on the FOX sitcom “Call Me Kat.” Christopher talks about what motivated him to write his new book BROWN ENOUGH, why he wants more kids and teens to learn about money, and how his identity as a half-Dominican and half-Columbian kid from Queens has shaped his work and life. He also shares excerpts from his book about student loan debt which he refers to as the Ameri-CON Dream.