Darrasliving

Frank Darras join Nathan Bachrach and Ed Finke, hosts of 55KRC Cincinnati’s Simply Money, to discuss the latest trend of smart home appliances and whether these devices are a money saver or a security risk.

Auto insurance fraud isn't something we think about often, but it's likely it could happen to you.   Auto insurance fraud incidents are believed to cost $20-30 billion nationally every year. This translates into $200-300 in additional insurance premiums each year for those affected. California, Florida, Texas, New York and Maryland are the top five states for fishy auto insurance scams, but you're at risk no matter where you live. In this episode, we discuss who conducts these scams, what the most common ones are and how you can avoid them.  

Social media can keep us connected, but what we post can also haunt us in unanticipated ways. This is especially true if you’ve filed an insurance claim, such as a disability insurance claim, a workers compensation claim, a personal injury claim or auto insurance claim. In this episode, we discuss how social media can be used against you in these insurance claims and what you can do about it.

Frank Darras join Nathan Bachrach and Ed Finke, hosts of 55KRC Cincinnati’s Simply Money, to share which life milestones may make you eligible for auto insurance savings.

Is there a better way to beat the summer heat than by spending your days in a pool, ocean, river or lake? Probably not. Yet many water-related activities have hidden risks. In this episode, we'll discuss how you can stay safe while having fun and staying cool.

Did you know that someone turning 65 has almost a 70% chance of needing some type of long term care? Or that the average annual cost of an assisted living facility is $43,200, and the average length of stay is 3.7 years for women and 2.2 years for men? Yet less than 8% of Americans have long term care insurance, and most who don't have it say it's too expensive. In this episode, we discuss how you can save money on long term care insurance and still ensure you're covered in your later years.

Frank Darras join Nathan Bachrach and Ed Finke, hosts of 55KRC Cincinnati’s Simply Money, to discuss common traffic ticket misconceptions and how they affect your insurance rates.

50% of working Americans couldn't make it a month without their income before financial difficulties would kick in. Could you? "You have a greater likelihood of becoming disabled than you do of dying before you retire, and yet more people understand the need for life insurance." Why don't most Americans have disability insurance? 1. "It won't happen to me." One in three women and one in four men will have a disability that keeps them out of work for 90+ days at some point during their working lifetime 70% of Americans have life insurance, while only approximately 40% of Americans have disability insurance Injuries and freak accidents aren't typically the cause of disabilities - nearly 90% of disabilities are caused by illnesses 2. "My work will cover me." Only 40% of employers offer short-term groupd disability insurance and only 33% offer long-term group disability insurance Only California, Hawaii, New Jersey, New York, Rhode Island and Puerto Rico have mandated short-term disability coverage to be prov

Frank Darras join Nathan Bachrach and Ed Finke, hosts of 55KRC Cincinnati’s Simply Money, to discuss how to protect your family and your home from severe weather conditions, such as rainstorms and tornadoes.

Graduation season is upon us once more, and young adults are preparing to enter the postgraduate world. Whether you’re graduating from high school or college, there are decisions you’ll need to make and options you should be aware of. In this episode, we break down some of those options for you. You'll learn what recent graduates – and their parents – need to know about insurance.  

We've been in the disability insurance field for a long time, and there's one thing we've noticed over the years: Nurses get injured - and those injuries often leave them disabled. Currently, 9,000 healthcare workers sustain a disabling injury on the job every day. While this has gained some media attention, little has been done to remedy the problem. In this episode, we dive into the nursing injury epidemic and explore: What causes injuries in hospital workers The effect of those injuries What can be done to reduce the risk of injury How hospital workers can take their safety into their own hands

Do you have a financial plan? If so, where does insurance fit in? Being adequately insured should be a priority for everyone, because you never know when you'll need it. And yet, many of us remain underinsured. Tune in to learn about 4 very common misconceptions about insurance that could place your health, financial security and peace of mind at risk.

Stop and think: what can you do in 40 seconds? You probably didn't add "die from heart disease, stroke or other cardiovascular diseases" to your list. But according to the American Heart Association, one person in the U.S. dies from one of these conditions every 40 seconds. In this episode of the DarrasLiving podcast, we discuss why heart health and stroke awareness matters, whether you're young, old, healthy or ill.

Are you a thrill-seeker? For those who participate in extreme sports, there's a lot that can go wrong. Tune in to find out what all of us should know about being properly covered when we participate in fun and risky activities.

When is the last time you reviewed your insurance policies? Learn what to look for to make sure you're getting the most bang for your buck, courtesy of Frank N. Darras, America's top insurance lawyer.

Millions of Americans travel for the holidays. Learn the insurance dos and don'ts of traveling, useful year-round, from Frank N. Darras, America's top insurance lawyer.

Learn about the different factors that make home premiums skyrocket by listening to this interview with Frank Darras, America's Top Disability Lawyer.

Nothing says summer quite like firing up the grill and having a cook out. But before you turn on the propane tank, listen to this week's episode of the DarrasLaw podcast to learn ways to be smarter about grills and he potential fire hazards this equipment creates.