Darrasliving

50% of working Americans couldn't make it a month without their income before financial difficulties would kick in. Could you? "You have a greater likelihood of becoming disabled than you do of dying before you retire, and yet more people understand the need for life insurance." Why don't most Americans have disability insurance? 1. "It won't happen to me." One in three women and one in four men will have a disability that keeps them out of work for 90+ days at some point during their working lifetime 70% of Americans have life insurance, while only approximately 40% of Americans have disability insurance Injuries and freak accidents aren't typically the cause of disabilities - nearly 90% of disabilities are caused by illnesses 2. "My work will cover me." Only 40% of employers offer short-term groupd disability insurance and only 33% offer long-term group disability insurance Only California, Hawaii, New Jersey, New York, Rhode Island and Puerto Rico have mandated short-term disability coverage to be prov