Think Enriched

This episode is to give you the scoop as to what is happening here at Think Enriched! Our first listener email has arrived to Think Enriched!   Send in your insights & feedback to amy@thinkenriched.com; with your permission, we'll share them on the show and reach out to more people! September 30, 2015 is international Podcast Day! What is International Podcast Day Where you can join in the live Podcast Day Broadcast. Talk with Amy & Jody Maberry on Sept. 30, 8pm to discuss podcasting & MeetUps. Have your podcasting questions ready to ask. You've heard of the Think Enriched Crew, but are you in yet? You can win a $50 Amazon gift card! Take the survey. Give the show a RATING & REVIEW. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)    Subscribe in iTunes.  Or Stitcher Radio. Rate & Review the show. Have a question.  Send me an email:  amy@thinken

You can control your cash this Christmas!  The tidal wave of sales promos, deals, and opportunities to spend way more money than you ever imagined are on their way! Give us a rating & review. Notes from the episode: The power of getting your Finances in order Set the framework for your life with your finances Join the Think Enriched Crew White-tailed deer have poor vision, they're crepuscular When a deer freezes in the headlight, it has nothing to do with fear.  It is so much light flooding their eyes that the brain can't process it.  Better explained by the NY Times. There is a flood of bombardment coming your way for holiday season shopping, you have to be prepared so you don't freeze like a deer in the headlights. Pick your number. Make the list. Work the plan. Never let a celebration overturn your financial path!   Subscribe in iTunes.  Or Stitcher Radio. Rate & Review the show. Have a question.  Send me an email:  amy@thinkenriched.com.  

Alex Barker, of the 66 Day Experiment, shares his story of beating debt, learning to work together as a team with his wife, and the importance of willpower. Interview Notes: It all started with a fight. They have paid off over $60K in 2 years of student loan The power of reading personal development books in his life Working as a resident pharmacist they were able to pay off $11,000 (on a $40,000 income) How they learned to live as cheaply as possible. Listen how we determine what is appropriate to discuss about money. How they chose to live like they were still on student loans once Alex received a full pharmacist's salary. How they chose to buy the home and invest in it over the long-term The first paycheck of the month goes to expenses Second paycheck of the month goes to debt The side business he works on every morning. The habits he has created to run his business and life. "We are what we repeatedly do.  Excellence, then, is not an act but a habit."  Aristotle He has allocated 20% of the business incom

Several people have mentioned lately that this show is motivational with money strategies, things that they have found inspiring, and great stories...but it won't work for them. To them I say, "Say Whaaaaaat?"  Kind of reminds me of the "It's Not About the Nail" video.  Remember that one? All of these financial strategies will never change.  Until you change. Here's the thing: you probably don't need more money. What?  What did she just say? You just need to get organized.  You need to know where you are today and how you'll be doing tomorrow. No one can do this for you. The MoneyBus Coaching program to help you do that.  We will look deeply at where you are, what is missing, and what are the next few steps that you can take to drive your MoneyBus. We can talk about it all you want.  But nothing is going to change, until you do.  Isn't it finally time?  Go to ThinkEnriched.com/Money-Bus to sign up today!  

Everyone talks about great it would be to start a blog and turn it into a business, (kind of like this moment,)  Dana White, of a Slob Comes Clean, has made it happen!   And how did she do it? She wanted a clean house! This episode really How her blog/ business came to be How her writing through a struggle has helped many people She doesn't write about being perfect, she offers hope How to be a coach:  What you need to know Earning through e-books.  The process of creating a product. Products make her blog a business.   Where she is selling her products & why. It's okay to consider yourself a brand, not just a blogger What she would say the person that wants an online business but has no idea how to get started. What do people come to you and ask, "How do I do...?" A product allows you to have a business How she controls her income.  She decides when more money is coming her way. How she began to understand her value as a cleaning expert & teacher.   What she would tell you to get started on creating

Today we talk about a book, a Blab, and big things coming your way! Friday Favor:  Essentialism, the Disciplined Pursuit of Less, by Greg McKeown. "Less but Better." Discipline of pursuing less to have better quality items, relationships, and income streams in your life. Less buying gives you better quality. Less ingredients, healthier meals. Come talk with us! Upcoming Blab session with Steve Stewart on September 23, 2015 at 6PM (PST)  Bring your questions on money or Share you success with finances or new perspective on money. Join us at the Money Blabstermind Big things are coming your way! This show will have a new format. Thank YOU.  Thank you.  Thank you for joining us! Think Enriched FB Group (Share your secrets & help others to find the best way to save money, improve your finances, and live your Enriched Life.) Resources: Essentialism, Greg McKeown Blab.im Steve Stewart Think Enriched FB Group   Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe

Doc Kennedy, of Filmmakers Focus, shares how freelancing to create his business has worked for him. What does it mean to be a freelancer.  His work is usually set by contract to make his income. The challenge of working as a freelancer with seasonal work. Why a small business, or online business, would consider hiring video work. How important people skills are with the video process. How Doc builds trust with his clients.  Time invested in his clients adds value. Explaining work with the church to his clients & builds trust How he decided to become a comedian.  The all or nothing point. How those tough growing up years have given him strength & allowed him to build quality relationships. How he helps others through filmmaking & how his past experiences has taught him compassion. How he uses filmmaking as a service. Where he finds inspiration from his work. How he lives an enriched life.  "Art is never finished.  It is only abandoned."  Leonardo Da Vinci Build a life for yourself. Resources: Do

Finding a good financial advisor is important.  Finding the right one for you can be extremely beneficial.  Consider: Who your friends' financial advisor is (similar life experience gives you knowledge.) Find out if the advisor if fee-based (paid for the advice they give) or commission based (paid for the products they sell.) Which compliance standards they follow Fiduciary Standards or Suitability Standards. Follow your gut instinct if this should be the advisor that is right for you. Also, let's talk!  I want to connect with you personally! Wednesday, Sept 9th, 6pm, Pacific (9pm, Eastern) Go to Blab.im look for Amy Robles, Money Management    Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review   The episode "How to Find the Right Financial Advisor for You," first appeared on Think Enriched. 

Joe Saul-Sehy, from Stacking Benjamins, comes to Think Enriched! A former financial advisor, he knows how to help you find an advisor who is the best fit for your family. Today we talk about: How to find a quality financial advisor in a new location How do you know when you are ready to have an investor What kinds of questions to ask him/her. What kinds of questions he should be asking you. Why you are the rock star & he is the agent Why you should be driving your own Money Bus Why it can be dangerous to follow a money guru without seeing where you are in your financial journey. Joe tells us how he has ran at least one mile for 1,000 days How he won a Plutus Award and what that means for him in the financial community Joe shares a special link just for you, the Think Enriched community:   StackingBenjamins.com/amy Resources Mentioned: The Truth About Money, Ric Edelman The Wealthy Barber, David Chilton The Automatic Millionaire, David Bach Guide to Investing, Robert Kiyosaki Sane Investing in an Insane

Bankruptcy.  Sure, we all know someone who has gone through a bankruptcy.  This episode gives you the ins and outs so you can intelligently discuss it and help others understand the decision.  Note:  This show is for informational purposes only.  If you are considering bankruptcy, seek legal counsel. Chapter 7: Called the Straight Bankruptcy All your personal assets are collected & liquidated to pay off as much debt as possible. Process takes 4 -6 months  Chapter 13: Called the Reorganization Bankruptcy A court-appointed debt repayment plan is established. You can still keep your assets during the bankruptcy Repayment time of 3-5 years Once approved, creditors can no longer contact you   We also discuss: How often you can file for Chapter 7 or Chapter 13 (they are not the same)  Roll of a trustee in the bankruptcy process Pros & Cons of the decision The amount of time the bankruptcy will be on your credit report Who is responsible to get the bankruptcy lifted from your credit report once the time

Debbi King, learned about personal finance the hard way, with over $200,000 of personal debt.  Now she teaches financial literacy to people across the US. How she had the dreams in her mind, but had no idea how to get there. When she hit the wall, she found herself with over $200,000 of debt, making $12,000 a year. Why she was looking in the wrong places for quick-fix answers. How she decided to start completely over. And why she would never recommend bankruptcy for someone else.   Even after bankruptcy, she was going back to same habits that got her into the massive amount of debt. Personal finance is 10% math and 90% emotions.   When she started asking herself the tough questions about, "Why was she buying all this stuff?" People want the magic pill- The way to fix a major financial problem without any discomfort. How "Keeping Up with the Joneses" got her. "I identified myself a lot with what I owned." She wasn't a fixer on things, she just replaced them. People are afraid of judgment and would prefer to l

  Do you really NEED an emergency fund?   YES.   How much do I really need?   Trends say start with $1,000, but if a job loss/ crisis arises how soon will that money last for you?   Figure out your number.  Consider: Job loss ER visit Insurance deductible... Dental situation Pet injury Replace a water heater (Major home repair) Family situation/ funeral/ travel Moving costs Car trouble.  More than oil change.   Major car trouble.   Where to put that money? Freezer?  Undies drawer? Savings account?  Most likely Money Market account?  Provided that you will have some cash directly.   How to create it? Set up that account.  (trip to the bank/ online) Set up automatic savings  Think (Out of sight. Out of mind.  Ready for the clutch.)  ($50/check at 26 pay periods per year =$1,300)   Bump that up ($100/check at 26 pay periods a year = $2,600 + $1,300 = $3,900 in two years without thinking about it.)  Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher

Megan Pangan, from Get in the Lab, gives some incredible insight on the work that needs to be done on the inside to enrich your life and finances in ways unimagined before. Why Megan starts every episode with Plato's Quote: "Know Thyself." How she came to understand her power to make her life better. How personal development helps her financially. How she brought back the voice that she had quieted for so, so long. When she started asking the big questions: "Why am I here?" and "What am I doing on here on this earth?" and what that changed. How she found herself giving to the point of being taken advantage of- and how that showed up in  here finances. What that final point that led her to turn it around.  How the stress & anxiety of her finances became a back pain issue. She shares the story of her being Teacher's Pet, but never got the gold. How she realized that she never really landed her punch. We discuss how being a woman may or may not make it easier to be passive about following your own ambitions

It's Friday!  Let's put the Fun back into the fundamentals of finance! Shout out to part of our Think Enriched Nation (TE Nation), Dave Lee, for giving some insight on how he Invests in Himself. Do you know how the phrase, "Mind your own Beeswax," actually came to be?  I'll share the story with you and how it applies to financial wisdom. I share how this summer we have been reminded that, "What is measured is improved," and why tracking your money is key to making major strides in your financial situation. Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The episode "Mind Your Own Beeswax," first appeared on Think Enriched.   

Josh Cook, of Family Finance Works, shares his story on Think Enriched!  We look at: Josh shares his story The low feeling he experienced when making poor money choices Kids bring an extra layer of financial accountability Why he decided to get a blog out into the world (it wasn't his choice) Avoiding the "Squirrel Syndrome."  Distractions are everywhere. Saving is a discipline.   You've got to be future oriented to achieve your goals. Find those people who help you improve your life. You can improve the lives of those around you.  Build those friends up.  Serve others and build them up. How they do The Family Budget.  The routine they use to incorporate the goals within the budget. Pay the bills manually.  See the money go out.  "Make the spending hurt and the saving easy." Have a relationship with your money.  Watch the small things- they add up and can bite ya at month's end. He's a spread sheets guy with a less detail-oriented wife.  How does that work? The toughest conversation to get going is a money c

While you are saving money, paying off debt and focusing on your future, it's easy to forget to invest in yourself.  Don't make this mistake.   Here are five reasons why you should invest in yourself: Because NO ONE else will. You will only improve if you choose to do so and are willing to work at it. You can improve your mind, skill set, body and it helps in every other facet of your life. When you broaden your horizons you can set your own financial path. You determine how much money you will pay to invest in yourself. Resources mentioned: Podcast Movement Meron Bareket Lou Mongello Pat Flynn Aisha Tyler Questions?  Let's talk:  amy@thinkenriched.com Ready to get your finances in order? Subscribe via iTunes, Stitcher, or RSS Leave ThinkEnriched an iTunes rating and review The post:  Think Enriched | Episode 25 first appeared on Think Enriched.

Scott Barlow and wife, Alyssa, creators of Happen to Your Career, share their real-life story of how they learned to manage money, paid off a tremendous amount of debt, and created a business helping others navigate their career path while being able to stay at home with their family. This dynamic couple made me laugh, look deeper and enjoy our time together.  We cover: High school sweethearts figured out money in the world. Scott built his first business in college. Their first career move and settled into the house, dream cars and then lost a job. How they determined to get serious about finances. Finding themselves in the "Bad Spot."  And how he told her it was time to fix it. The numbers were more surprising than they realized. "Counting your debt in airline miles..." is not the best way to evaluate it. It was not easy. How they work as business team and still maintain marital bliss. "I can create things that are valuable for other people...and make money!" Asking for a raise is possible.   How do you ta

Lee Cockerell, former VP of Operations of Walt Disney World, shares his powerful story of he learned to manage money, train others how to do so, and where we are headed financially. We discuss: Banquet worker to management working in major hotel chains and the Disney organization. People recognize a great attitude, hard work, and doing your best. How he & his wife learned how to manage money. How much money he would leave for his family to survive in New York. Why it's too easy to spend, and why discipline matters. Why it is so important to do the hard things. How hard work builds self-esteem. How time management compares to money management. We don't know how disorganized we are. How he ran a major business by using paper files to verify the details. Automatic payments can kill your budget.  You've got to pay attention. How they planned to make their cars work for them. His personal account of helping others to figure out the finances. The United Way has helped employees. How money affects your performa

The Debt Free Guys visit Think Enriched today! David Auten & John Schneider, share their story of how they were both working in the financial industry and found themselves with $51K of credit card debt.  Hear how they went from that point to now teaching others to live their motto:  Be debt free.  Have fun.  And be money conscious.   We'll look at: How they earned that debt That Aha moment that changed their lives Their 4 Principles of a Debt Free Life Why it's important to be Money Conscious What triggered David to track every dollar for an entire year. How they decided what they really want in life  Why it's important to have fun while you are living debt free. What is NSE (Not so Expensive) is their lifestyle How they use coupons and live fabulously How they deliberately chose to stay away from being "house poor." What it means to visualize and socialize their debt free commitment. How they told friends and family what they were doing How many friends and family are in the exact situation you are- bu