Move Iq Podcast

Property sales don’t always go exactly to plan; from gazumping and delays due to collapsed property chains, there are a number of common pitfalls that can disrupt a move. In this final episode of our conveyancing series with Napthens Solicitors, we’re answering your questions about the whole legal process, finding out about issues listeners have faced, and sharing practical advice on how buyers and sellers can protect their move to keep things progressing smoothly. By understanding the warning signs early and knowing how to respond, you can help reduce stress and avoid unnecessary delays during your property journey. There are ways to be prepared for different circumstances and we hope this series has helped you understand the legal process better. Check out our channel for the previous episodes and other informative videos so you can buy and sell with confidence! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains. Understanding these risks can help you stay one step ahead and avoid unnecessary setbacks during your property journey. Whether you’re buying, selling, or part of a property chain, this episode will help you navigate the challenges that can arise during conveyancing. For more on the legal process of a property sale, head over to our channel for episodes that deep dive into every stage. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next. If you are worried about your mortgage payments, acting early is crucial. Speaking to your lender, understanding your options and seeking support can make a real difference. Building financial resilience isn’t about having all the answers - it’s about knowing where to turn when you need help.

The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day? In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home. Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now! Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move.

The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move. 00:00 Introduction 00:43 How competitive is the Rental Market today compared to years ago? 02:15 Common seller mistakes in 2026 03:33 Common misundersatings in renting in 2026 05:12 Whats Selling? Ready to move in or renovation projects? 07:53 Are Landlords more selective of tenants? 09:25 Tips to maximise property value in 2026 10:43 Advice to help tenants stand out and secure a property 12:14 Are buyers more cautious or more informed?

Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoiding surprises. In this episode of our conveyancing series with Napthens Solicitors, we take a closer look at the money side of the moving process. Whether you're a first-time buyer or preparing to sell your home, this episode will help you understand where your money goes and how to stay in control of your moving budget. To find out more about the legal process of buying a house, check out our recent videos on the channel. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender. When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allows you to switch to a new deal with the same lender, often with a simpler process. Understanding your options early can help you avoid higher repayments and make a more informed choice. If your fixed rate is nearing its expiry date, this episode will help you understand your options and decide whether a product transfer could be the right fit.

Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they’re a crucial part of the home-buying process. Whether you’re a first-time buyer or planning your next move, understanding these steps can give you confidence before committing to a property. Keep an eye out for more episodes in this conveyancing series every Wednesday. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/property finders in the UK and how they support people through the property buying process. They discuss how buying agents help buyers identify the right properties, access opportunities that may never reach the open market, and provide guidance and negotiation expertise during what can often be a complex and competitive process. If you’re planning to buy a home and have wondered whether a buying agent could help, this conversation explains how the service works and when it might be worth considering.

This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal, this conversation explains what porting actually means and how it works in practice. Porting a mortgage allows you to transfer your existing deal to a new property, but it’s not automatic and approval is still required. Planning ahead and understanding your lender’s requirements can make the process far less stressful. From understanding lender criteria to knowing what checks are involved, this episode is designed to help you decide whether porting your mortgage is the right move for your next home.

Today we’re discussing how to keep your property sale moving smoothly- and what the legal timeline actually entails. From offer accepted to completion can often take months, and Phil and Sarah from Napthens Solicitors are here to explain what’s actually going on during that time. If you’re buying or selling soon, follow along this series as we guide you through the conveyancing process. We have podcast episodes on all-things property every week- subscribe so you don’t miss out!

In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026. They discuss what’s really happening across the property market as we head into spring 2026, including trends and current affairs affecting buyers, sellers and renters, and what estate agents are seeing on the ground across the country. If you’re planning to buy, sell, rent, let out property, or move home, this episode will help you understand what’s happening in the market and what it could mean for you.

In this episode, Phil sits down with Emma from Skipton Building Society to discuss how easy switching mortgage lenders can be. If you’re wondering whether moving away from your current lender is worth it, this conversation covers why homeowners choose to switch, how long the process can take, and what costs you might need to factor in. Phil and Emma also explore how to compare mortgage deals properly and what support is available along the way, so you’re not navigating the process alone. If your current deal is ending or you’re simply looking for a better option, this episode will help you understand what switching lenders really involves and how to approach it with confidence.

In this episode of our conveyancing series, Phil and Sarah explore how to choose the right conveyancer and get your property sale off to the best possible start. From finding a solicitor to understanding what happens once you’ve instructed one, they break down the key steps and what you should be thinking about early in the process. Choosing the right conveyancer can make a real difference, helping to avoid delays and unnecessary stress later on. This series, sponsored by Napthens Solicitors, focuses on the legal side of moving home. Across the episodes, we guide you through the conveyancing process step by step, helping you understand what to expect so you can move forward with confidence.

In this first episode of our six-part series on understanding your mortgage, we’re joined by Simon from Skipton Building Society to break down the essentials: a guide to remortgaging for the first time. We explore what remortgaging means, how to get ready for your current deal coming to an end, and how to compare mortgage options with confidence. If your product is nearing its expiry date, this episode will help you understand your choices and take your next step with clarity. Remortgaging is simply switching to a new mortgage deal, either with your current lender or a new one. Preparing early can help you avoid higher rates, and comparing deals properly means looking beyond just the headline interest rate.

What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in plain English. If you’ve ever wondered what happens behind the scenes during your purchase - and why it costs what it does - this is for you. From instructing a solicitor and providing proof of funds, to understanding searches, contracts, and the common mistakes that can delay or derail a move, we guide you through each stage step by step. Our aim is simple: to help you feel informed, confident, and prepared. Because when it comes to buying your home, understanding the legal process can make all the difference. Follow the series as we unpack every step of the journey.

Mortgages made simple- if you’re a first-time buyer, this one’s for you! In this special compilation episode we’re bringing together the most valuable mortgage and interest rate guidance from recent conversations with Phil Spencer and Skipton’s experts from our First Home Focus channel. This is a dedicated channel, in association with Skipton Building Society, where we share tips for navigating buying your first property. If you’re trying to make sense of rising rates, fixed vs tracker deals, or how much you can realistically borrow, this episode cuts through the jargon and explains what actually matters. Whether you’re saving for a deposit or ready to speak to a lender, this is essential listening to help you move forward with clarity and confidence! Let us know in the comments: what do you find most confusing about mortgages right now? Make sure to subscribe to the First Home Focus channel so you don’t miss future episodes!

In this special on-the-road edition of the Move iQ Podcast, recorded live at the Propertymark Conference in Liverpool, we bring you a genuine housing market update for 2026 from the people working in it every single day. We speak directly to agents about what they’re seeing across their local area in Liverpool and the surrounding areas. From buyer demand and seller confidence to rental pressures and pricing trends. Rather than relying on national headlines, this episode focuses on the reality of what’s happening on the ground right now and how local market conditions are shaping decisions for buyers, sellers and renters. As we travel across the UK throughout 2026, we’ll continue sharing insights from agents in different regions, giving you a clearer picture of how the housing market is performing in each reigon. If you want trusted insight from professionals who understand their local patch inside out, you’re in the right place.

What happens when you buy a property expecting to sell a few years down the line… and it just doesn’t?