Josh Scandlen Podcast

Maybe the best financial planning I've ever conducted is working with ex-spouses in planning for their retirement.  I can't tell you how many ex's do not understand the benefits they are entitled to off their ex-spouses record.  And once they are made aware of this opportunity, it's like a dark curtain is lifted and a whole world of new opportunities opens in front of them.   For instance, I had a client who lived in Pennsylvania.  She had been married many years to a high-income doctor.  But, as is this case with 50% of marriages, they divorced. My client wanted out of the relationship as quickly as possible and turned out, in hindsight, she didn't hold out for as much as she probably should have.  And now, as retirement approached, she was worried how she was going to pay for everything.  She was especially worried about if she had a long term care need and would have to have her daughter care for her.  It was very important to her to have  Long Term Care In