Josh Scandlen Podcast

Social Security Spousal Benefits care confusing.  In this video, we examine how Social Security Spousal benefits work and when you should apply for them.    First, spouses will receive the greater of their own Social Security benefit or 50% of their spouses, whichever is more.  However, did you know some divorcees can also receive spousal benefits on their ex???  Click here for this video:  We introduce our fictitious couple, Bob and Jane.  For simplicity, we have Jane not working, for an income, and Bob working full time. We show what Bob's AIME is, as well as his PIA.  And then we show what Jane's benefit will be based on Bob's PIA.  (See why it's so important to understand how AIME works?  Bob's AIME affects not just his benefit but also Janes!)   Here is the video on understanding AIME. https://youtu.be/hRuiUbXD6Rs The max spousal benefit Jane can receive is 50% of Bob's PIA.  Remember, it's 50% of his PIA, nothing else matters to Jane in r