Josh Scandlen Podcast

Vanguard produces some of the best content on financial planning, investment and retirement topics out there.  While their literature is wonderful, I do not recommend Vanguard for personal financial planning though.  This is because Vanguard still is way too focused on simple asset allocation and portfolio advice as opposed to real, full-fledged financial planning.  In fact, I would not recommend any large company for YOUR unique financial planning simply because of the boilerplate nature of these firms planning recommendations.  If you want REAL financial planning you really need to go to a REAL financial planning shop, like that can be found through NAPFA https://www.napfa.org/, XY Planning Network www.xyplanningnetwork.com or Garrett Planning Network, garrettplanningnetwork.com.  In this just published piece, there are three main things I want to focus on that should help you with your own planning. 1.  Vanguard's model, based on 10s of thousands of projections, show a fu