401(k) Fridays Podcast

In this episode of The 401(k) Roundtable, host Rick Unser dives into one of the most talked‑about—and most challenging—topics in retirement: turning savings into sustainable income. Rick is joined by Fiona Greig, Global Head of Investor Research and Policy at Vanguard, and Eric Jackson, Benefit Plan Investment Strategist at Chevron, for a candid discussion on why retirement income has lagged behind accumulation and why the focus on solving it continues to grow. The conversation explores the shift from pensions to 401(k)s, the role of behavior and choice architecture, and why "retirement income" is less about products and more about holistic solutions. From in‑plan versus out‑of‑plan strategies and the promise—and pitfalls—of annuities to the growing role of technology, advice, and even generative AI, this episode shares insights relevant for plan sponsors, advisors, and anyone thinking about the next chapter after saving stops and spending begins.