Housing News

On this episode of Power House, Zeb Lowe sits down with Jeremy Davis to discuss a leadership philosophy rooted in community trust, culture and long-term relationships. Davis shares how growing up in public housing shaped his understanding of how trust actually forms within underserved communities, and why lenders often miss the places where those relationships begin. He explains his concept of “community institutions of trust,” including barbershops, churches and neighborhood gathering spots where reputations and recommendations carry real influence. The conversation explores Davis’ “barbershop to browser” framework, which connects real-world community engagement with digital strategy. Instead of using online platforms to introduce lenders to new audiences, Davis believes digital presence should reinforce trust already built through authentic relationships. Inside Southern Bancorp, Davis has built a culture-first operating model that prioritizes service, consistency and community presence. The results incl