Simply Financial With Paul Durso

Social Security is one of the biggest retirement decisions you’ll ever make — yet many people feel overwhelmed trying to “maximize” it.In today’s episode, we simplify the conversation and focus on what actually matters: your retirement timeline, income needs, and financial stress levels.We discuss:✔️ Where Social Security fits in your retirement plan✔️ Whether it’s a foundation, supplement, or safety net✔️ The math behind claiming early vs. delaying benefits✔️ When delaying makes sense — and when it doesn’t✔️ How claiming timing affects stress on your portfolio✔️ Why retirement timing matters more than maximizing benefits✔️ Common emotional pitfalls that lead to poor decisions✔️ Why Social Security likely isn’t going awayThe biggest takeaway: the “best” time to claim Social Security is personal — and should align with your retirement income plan and lifestyle goals.If you want retirement confidence without stress, this episode is for you.www.planningmadesimple.com