How To Buy A Home

161 - Achieving The American Dream: A First Time Home Buyer Interview With Saly

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A first-time buyer shares how education, the right team, and a clear plan helped her buy a $348,000 home with just $23,000 total—despite fear, student loans, and a volatile market.Saly and her husband were ready to purchase their first home in April 2022, just before the interest rates went wild. Learn how their unicorn team helped them navigate the crazy real estate waters, gave them an amazing experience and helped them realize their homeowner dreams.“I grew up thinking buying a house was just for rich people. And boy, I was all wrong.”— SalySaly thought homeownership was only for rich people and believed she needed 20% down. After learning how low-down-payment loans, PMI, and real numbers actually work, fear stopped driving her decisions. With the right Realtor and lender running personalized scenarios, she replaced misinformation with clarity. Eight months after starting with $5,000 saved, she became a homeowner—and realized she could have done it even sooner.HighlightsDo you really need 20% down to buy y