How To Buy A Home

Forget pre-quals and online rate shopping—this episode breaks down why discovery calls, custom strategies, and unicorn lender relationships are the real keys to homebuying success. In this first of a two-part conversation, David interviews unicorn lender Kelly Cort, who shares the most misunderstood truths about home loans—and how first-time buyers can stop wasting time online and start building a real plan. From rules vs. guidelines, to buying with debt, and even how your W-4 and tax strategy can raise your monthly affordability, this episode is packed with insight that could save buyers thousands.Whether you’re afraid to “bother” a lender or just not sure when to start, this episode shows why early outreach and human strategy beat bots every time.Quote:“It’s not a bother. It’s a privilege. Allow us to be your guide in the journey.” — Kelly Cort, Episode 339Highlights:What’s the difference between a pre-qualification and a discovery call?Why do so many buyers wait too long to talk to a lender—and how does it