How To Buy A Home

Finally — some good news for first-time homebuyers. Housing supply is rising, interest rates are dipping, and builders are offering real incentives. This episode breaks down why 2025 may finally be your chance to buy smarter — before competition heats back up.For years, first-time buyers have been stuck facing high prices, low inventory, and discouraging rates. But late summer 2025 is bringing a shift: seven major U.S. cities are now officially buyers markets, mortgage rates are dropping back into the mid-5% range, and builders are cutting prices while adding incentives.David Sidoni explains what this means for your monthly payment, why timing matters, and how to create your personal rent replacement strategy before bidding wars return. You’ll also hear a success story from listeners Will and Annie, who started their planning early and are now thriving as homeowners in their 20s.If you’ve been waiting for your opening, this could be the time to act.“Interest rates just dropped from 7% to 5.5%. That’s almost $