How To Buy A Home

Can your 401(k) help you stop renting and buy a home sooner?This episode unpacks a controversial—but often misunderstood—strategy for first-time homebuyers: using your 401(k) to fund your down payment. David Sidoni breaks down how this can be done safely, why it may actually support your retirement, and how smart planning can help you enter the market sooner without sacrificing your future.“When done right, this move strengthens both your now and your future.”Highlights:Why using your 401(k) isn’t necessarily “robbing your future”How 401(k) loans work—and why lenders often don’t count them against youThe rent replacement strategy and how it supports long-term wealthWhy entering the market sooner could be smarter than waitingReferenced Episodes400 - Introduction: How to Buy a Home Starter Series (START HERE)388 - The Playbook VOL. 1 - The Rent Replacement Strategy355 - Real Answers Pt 4: Should I Rent or Buy in 2025?198 - PMI Is a Privilege216 - PMI Is Still A Privilege And Still Not The Devil401K Interviews3