Wealthtalk

Key Topics Covered:1. Budget Headlines & Tax ChangesMore taxes on recurring income, dividends, and savingsBusiness owners face higher dividend charges and new limits on passing businesses to heirsEmployee Ownership Trusts (EOTs) and Business Property Relief (BPR) now have stricter tax limits2. Impact on Pensions & InvestmentsState Pension increase staysLimit on salary sacrifice for pensionsLower Cash Individual Savings Account [ISA] limits for under 65sHigher taxes on investment products3. Practical Advice for Wealth BuildersDiversify across the “seven pillars of wealth” and focus on recurring, controllable incomeUse tax-advantaged structures (like SSAS pensions) and keep an eye on changing rulesPay close attention to recurring expenses, tax, fees, and debts – control what you can4. Action Steps & ToolsDon’t get overwhelmed – take small, regular actions each monthUse WealthBuilders’ free budget guide, calculators, and resources for clarityExecutors now have 15 months (instead of 6) to report pensi