Call Cleve Atlanta Radio Show

Welcome to Go Gaddis Real Estate Radio! I’m Cleve Gaddis, here to make real estate clear, simple, and worry-free so you can make confident decisions when buying or selling a home. Today we’re breaking down a major update from Fannie Mae—one that has a lot of buyers asking the same question: Does this mean I can qualify for a mortgage even if my score is under 620? Fannie Mae recently removed its longstanding 620 minimum credit score requirement, and that sparks our listener question from Jason in Norcross, who asks: “My score’s been stuck around 610 — does this new Fannie Mae change mean I might actually have a shot at buying a home?” We’ll discuss: What Fannie Mae actually changed What the new minimum requirements are (and what didn’t change) Why lenders still look at risk differently than Fannie Mae How your credit score affects your rate, down payment, and loan approval The five components that truly make up your credit score What buyers can do right now to improve eligibility, even in the short t