Just Minding My Business

What if retirement isn’t the finish line—it’s the riskiest part of the journey?Erik Brenner is a 30-year financial veteran who’s helped thousands of clients navigate the second half of wealth: how to safely come down the financial mountain. As CEO of Hilltop Wealth & Tax Solutions, Erik serves as a “Personal CFO” for successful individuals— integrating investment, tax, and legacy planning under one roof.Today, he’s here to talk about why your parents’ retirement won’t work for you—and what to do instead. Erik Brenner, CFP®, is the President and CEO of Hilltop Wealth & Tax Solutions, a fiduciary firm that integrates advanced financial planning with in-house tax strategy. With over 30 years of experience, Erik specializes in helping high-net-worth individuals—including pre- retirees, business owners, and medical professionals—transition from saving and building to preserving and distributing wealth with confidence. Through his firm’s “Personal CFO” approach, Erik delivers the simplicity, clarity, and st