Just Minding My Business

The world doesn’t move in straight lines. Headlines whiplash from inflation scares to rate cuts, tech booms to banking jitters, and back again before lunch. In that kind of turbulence, relying solely on the classic 60/40 mix can feel like sailing with a single sail in shifting winds. Alternative investing—owning assets beyond public stocks and bonds—adds more tools to the kit: private credit that pays you to wait, real assets that rise with the cost of living, uncorrelated strategies that don’t flinch every time the S&P sneezes.Patrick Grimes, founder and CEO of Passive Investing Mastery, an internationally bestselling author, and a Forbes Council contributor, is a serial entrepreneur specializing in alternative investments. His portfolio is diversified across energy, litigation finance, commercial lending and acquisitions, including retail, industrial, and thousands of apartment units. Patrick has developed a range of diversified passive investments focused on growth and cash flow, including the Diversif