The Financial Samurai Podcast

I speak to Fundrise Co-Founder and CEO, Ben Miller, about his outlook for real estate, where he sees opportunity, and when to be careful regarding an impending recession. We go deep into subjects around inflation, mortgage rates, big picture trends, and investment opportunities on the credit side. One of the main reasons why I like Fundrise is due to Ben Miller's cautious nature about business and investments. As a steward of capital, I want the steward to look out for landmines everywhere.  If you'd like to invest in the Income Fund and explore other investment opportunities, you can sign up with Fundrise here.  If you enjoy this episode, please share, rate, and subscribe. It helps the FS podcast grow! Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.   

I talk to my wife about her losing her passport only a couple of months before her trip to Japan and how she solved her problem with some ingenuity. We then talk about the awesomeness of gig work and how to change our attitude when bad things happen with the term Full Benefit.  Related post: When In Trouble, Remember The Term FULL BENEFIT! 20 Best Side Hustle Ideas To Make Extra Money Spoiled Or Clueless? Try Working A Minimum Wage Job  Subscribe To Financial Samurai Pick up a copy of How To Engineer Your Layoff. It will teach you how to negotiate a severance package so you can spend more time with your children or do what you want. Use the code “saveten” at checkout to save $10. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.  You can also subscribe to my post e-mail list and get notified via e-mail every time I publish a new post. 

I speak to Dan Andrews, one of the OGs of the digital nomad movement. He started his site, The Tropical MBA (https://tropicalmba.com) in 2009 and has lived in Asian and Europe while running his business.  Dan also runs The Tropical MBA podcast where he talks about running 7-figure lifestyle businesses.  Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

In this episode, I talk to Simone Stolzoff about his new book, The Good Enough Job. We talk about how to find more meaning and purpose through our jobs and how we can lead more balanced lives. We also discuss Simone's own background and how he plans to balance being a freelancer with living in an expensive city. Simone is a fellow Portfolio Penguin author.  Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!  

My interview with Dr. John Durante from The College Admissions Process Podcast. John is also the Principal of Syosset High School in Long Island, New York.  Alphabetical List of Episodes with Podcast link to the right of each school:   https://docs.google.com/document/d/17smCKRwNBUuTRXZxxT4J3FJpfjie7TXeLreLBxrI-ZI/edit John's email for any follow up questions: collegeadmissionstalk@gmail.com Just in case, CLICK HERE for the link to his social media pages.   Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

On June 29, 2023, in a 6-3 decision written by Chief Justice John Roberts, the court held that the policies violated the equal protection clause of the 14th Amendment. Let's talk about the implications, whether affirmative action is fair, some potentially better affirmative action policies, and what parents can do to help their children succeed. Posts to read: An Asian-American's View On Affirmative Action In College Admissions The Joy Of Low Expectations: When Nobody Believes In You Connect With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt.  Get custom mortgage rate quotes with Credible, where lenders compete for your business.  For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter. This way, you never miss a thing.  Episode Overview In generally, paying off debt is a good thing. However, paying off your mortgage early may not bring you the joy you hope. Let me share some circumstances where paying off your mortgage won't help you much at all.  Posts to read: Paying Off Your Mortgage Won't Bring The Joy You Expect The Triple Benefit Of Paying Off Your Mortgage Early

I interview Jamie Fiore Higgins, author of Bully Market: My Story Of Money and Misogyny at Goldman Sachs. The book is a page-turner, and truly one of the most entertaining books I've read since reading The DaVinci Code. You've got to pick it up! Learn how Jamie rose to the ranks of Managing Director and why she left millions behind four years after making MD. We also discuss raising a family in the NY Metropolitan area and life after corporate America.  Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

My wife and I have a discussion about why we should upgrade homes or not. She's happy with where we are and doesn't want to move. I, on the other hand, see opportunity! Posts mentioned: 10 Warning Signs To Know Before Buying A Home The Risks Of Upgrading Homes Nobody Really Thinks About Early Retirement And Minimalism Go Together Perfectly Recommendations Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt.  If you enjoyed this podcast, I'd appreciate a great review and a share with your

I speak with Andre Nader about big tech salaries, getting a job at a FAANG company like Facebook, Apple, Amazon, Netflix, and Google, FIRE, navigating life in an expensive city with a child, the psychology of retiring early, and what's next after Facebook. Subscribe to Andre's FAANG FIRE newsletter here. He focuses on financial independence for tech workers.  Keep in Touch With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

A conversation with Harry Campbell, founder of TheRideshareGuy.com. Harry left his job at Boeing in his late 20s to focus on his site full-time. Today, Harry enjoys being a lifestyle entrepreneur and a father to two kids.  For those of you itching to leave your day job to become an entrepreneur, you'll appreciate the insights on how Harry decided to take the leap of faith. Recommendations Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

Car mileage is the main determinant of how often you'll have to spend fixing issues, even more so than the length of time you own the car. Here's a discussion on my blindspot on why I find Range Rovers to be more reliablity than perception. I've owned a Land Rover for 20 years now and wouldn't own one if they were chronically unreliable.  We also discuss how my desire for cars have changed as I've aged.  Relevant posts: The Best Way To Save On Car Maintenance The Biggest Benefit Of Driving A Cheap Old Car 8 Cars In 10 Years: I Have A Car Buying Addiction Keep in Touch With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appr

To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt.  For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter. This way, you never miss a thing.  Episode Overview After discussing our wins and our regrets during the pandemic, I realized I left out one of our biggest "wins": gut remodeling a home! Let's discuss the trauma of remodeling a home and who should do it. Because it's not for everybody!  Related posts: Why Home Remodeling Always Takes Longer And Costs More Than Expected Remodel With Permits Or No?

Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoy this podcast, I'd appreciate a great review and a share with your friends! Support My Work To build generational wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life.  To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10.  Episode Overview A reader asked me why I bother with active investing when passive investing has proven to be the winner long term. Posts mentioned: Two Levels Of Rich: One Of Which Doesn't Rely On Index Funds How I'd Invest $1 Million Today For A Better Tomorrow Active versus Passive Index Investing Performance Comparison

Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoy this podcast, I'd appreciate a great review and a share with your friends! Support My Work To build generational wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life.  To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10.  Episode Synopsis If you're interested in investing in top venture capital, venture debt, and private equity funds let me share with you how. Being an accredited investor is enough since plenty of people have a lot of money.  Relevant posts: Why Invest In Private Funds Even Though They Have High Fees How I'd Invest One Million Dollars Today Understanding Venture Debt

In this epsiode, I interview Steve Chou, founder of the blog My Wife Quit Her Job and author of The Family First Entrepreneur. If you're interested in hearing thoughts about building an e-commerce business, raising a family in an expensive location, and having more freedom, this episode is for you.  Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get all my posts via e-mail as soon as they come out by subscribing here.  Finally, if you enjoy this podcast, I'd appreciate a great review and a share with your friends! Your reviews are what keep me going. 

If the pandemic taught us anything, it's that life is not guaranteed. If you have debt and/or dependents, get life insurance. You can receive custom competitive quotes through PolicyGenius. Once my wife locked down affordable 20-year term policies through PolicyGenius, we felt tremendous mental relief. Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends! Support My Work To build more wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life.  To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10. Negotiating a severance was my #1 catalyst to retire early.  Episode Synopsis Now that the Publi

For employees who plan to move on to a different job, try and negotiate a severance package so you can leave with money in your pocket. To learn how, check out my book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. It's newly updated for 2023 and is now in its 6th edition with 50 more pages (250 pages total) of strategies. Use the code "saveten" to save $10.  Don't forget to join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing.  Finally, if you enjoy this podcast, I'd appreciate a great review and a share with your friends! Episode Synopsis If you go to a top 0.5% school, you better get paid at least a top 1% income right? Wrong. Let's look at the median income earned by Ivy League graduates three years, 10 years, and 20 years out. We'll also look at what these Ivy League graduates end up doing for work.  Posts mentioned: Median Income For Ivy League Graduates: Unimpressive At First Find Your Ikigai: Your Reason For Being Regards, Sam  

For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  Stay on top of your finances by signing up with Empower, the best free wealth management app today. Since 2012, I've been using Empowers free tools to manage my net worth an x-ray my portfolio for excess fees. If you enjoyed this episode, please leave a positive 5-star review! Episode Synopsis Despite all the carnage in the banking sector, the Fed hiked rates again on May 3, 2023 to 5% - 5.25%. This is the highest Fed Funds rate since 2007, a year before the global financial crisis devastated millions of lives.  Let's look on the brightside if we go back into a deep recession. Posts mentioned: The Upside Once The Fed Destroys The Middle Class Personal Lessons Learned Since The 2008 Global Financial Crisis Support My Books To build generational wealth, pick up a copy of

Shop around online for a better mortgage rate with Credible. You can get multiple real quotes in one place so lenders can compete for your business. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  If you enjoyed this episode, please leave a positive 5-star review! Episode Synopsis Do you have a high credit score? Congrats! You now have to pay higher mortgage fees or a higher mortgage rate starting May 1, 2023. Conversely, if you have a low credit score, you now get to pay lower mortgage fees or a lower mortgage rate.   Let's explore why this is and how the new rule could be a net positive for society. Because the initial knee-jerk reaction is negative.   Posts mentioned:   Higher Credit Scores Now Mean Higher Mortgage Fees Or Rates   No Such Thing As A No-Cost Mortgage   The 30/30/3 Homebuying Rule To Follow