Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning
- Autor: Vários
- Narrador: Vários
- Editora: Podcast
- Duração: 1103:13:20
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Sinopse
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episódios
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Major Tax Planning Strategies #2 and #3 — Shifting and Converting Income From High Rates to Low Rates RPF0041
14/08/2014 Duração: 45minToday we round out major tax strategies #2 and #3. As a refresher, here are the three basic tax planning strategies: Timing (deferring or accelerating taxable income and tax deductions) Income shifting (shifting income from high to low tax rate taxpayers) Conversion (converting income from high to low tax rate activities) Tax rates vary across […]
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Making $80k on 1/3 Acre With an Urban Farm Without Owning Land? Yes, Please! Interview With Curtis Stone. RPF0040
12/08/2014 Duração: 01h24minI think you’ll love today’s show! Today, we talk with Curtis Stone, Founder of Green City Acres, an urban farm in Kelowna, British Columbia. Curtis was a musician who decided he wanted a different life. He started his urban farm with a $7,000 investment and without buying any land. (That means no debt!) His first […]
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What Can We Learn From the 400 Highest Income Tax Returns? Profits Are Better Than Wages! RPF0039
12/08/2014 Duração: 47minI never intended that this show become “The Entrepreneur’s Hour,” but that seems to be a central theme! Today, I share some data that I stumbled upon from an IRS analysis of the 400 highest income tax returns. The results? Here are the income sources for the top 400 tax returns: Wages and salaries: 8.6% Interest: […]
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Would You Be Willing to Live in a Van While in College to Avoid Student Loans? Interview with Ken Ilgunas RPF0038
08/08/2014 Duração: 01h16minMy guest on today’s program is Ken Ilgunas, author of Walden on Wheels. Ken paid off a “crushing $32,000 of student debt” from his undergraduate education by working odd jobs all across the country and vowed not to go into debt again. While pursing his graduate degree, Ken gained a bit of national notoriety when […]
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Interview with Trevor Van Hemert of Pedal to Petal About His Composting Business, Entrepreneurship, SPIN Farming, Financial Independence, and Cryptocurrencies RPF0037
07/08/2014 Duração: 01h30minToday’s show is an interview with a listener who is far outside the mainstream finance world. Trevor Van Hemert is an entrepreneur, blogger, and financial independence advocate. Most importantly, he now makes his entire living online with a very short workweek. Join us for today’s interview as we discuss: Starting a business for a total […]
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Major Tax Planning Strategy #1 — Adjusting the Timing of Income for Maximum Effect RPF0036
06/08/2014 Duração: 01h09minIn today’s show, we tackle the first of the Big 3 tax planning strategies that you need to be aware of. As a refresher, here are the three basic tax planning strategies: Timing (deferring or accelerating taxable income and tax deductions) Income shifting (shifting income from high to low tax rate taxpayers) Conversion (converting income […]
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Saving Money on Communications Bills with the Tech Meshugana and Much, Much More! RPF0035
05/08/2014 Duração: 02h50minToday’s show is a reprise of RPF Episode 4 – How to Save Money on Communications Bills with update information–or at least that’s what it was intended to be! The interview wound up going in some other directions! I.P. Daley, the Tech Meshugana has the best guide on the internet for how to save money on communications expenses […]
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Monday Roundup: Economists vs. Politicians, Americans in Debt, Minimum Wages and Unemployment, Lessons from Psychology, Etc. RPF0034
05/08/2014 Duração: 01h31minOn Monday’s shows I bring you a variety show with news articles that have stood out to me from this past week. Today, we cover a lot of ground! “A Tax Plan That Economists Love (And Politicians Hate)” from NPR’s Morning Edition Episode 387 of Planet Money: The No-Brainer Economic Platform One out of three […]
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What Can We Learn About Finance from Dumpster Divers, Freegans, Vagabonds and Hobos? RPF0033
01/08/2014 Duração: 01h20minLet’s get a bit radical today, eh? How about some finance lessons from homeless people? I’ve been doing some reading lately on the radical side…books written by homeless people and vagabonds to see what I can learn. Today, I share some of the lessons I’ve been learning in hopes of inspiring you with some out-of-the-box […]
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In What Order Should I Pay Off My Debts? A Rational Guide to the Debt Snowball, Debt Avalanche, and Other Considerations RPF0032
31/07/2014 Duração: 59minOne of the biggest debates in the personal finance space is about which order to use to pay off my debts. Opinions vary, experiences vary, and tempers flare when this subject is brought up. I think the debate is helpful in some ways but rather silly in other ways. I think it’s a lot easier […]
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31: Basic First Steps to Starting a Business
30/07/2014 Duração: 33minI was recently speaking with a friend of mine who is in the process of starting a business. I was answering some of his questions when I realized how daunting it can be to start a business if you haven’t done it before. And how simple it seems after you’ve done it.
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Discussion of the Permanent Portfolio: an Investing Strategy for All Economic Cycles (interview with Jake Desyllas) RPF0030
29/07/2014 Duração: 01h37minMany people have searched and searched for the holy grail of investing: a portfolio that provides a good return with low risk that can weather the economic storms, no matter what they be. Some feel that they have found it in The Permanent Portfolio. The Permanent Portfolio is a concept that was designed by Harry […]
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The Iron Law of Wealth Building (or How to Translate Personal Financial Statements into Results) RPF0029
28/07/2014 Duração: 01h01minThere is an iron formula of wealth that can be applied to all financial plans. The relationships between balance sheets cannot be broken in any way. To become wealthy, you much increase the net worth on the bottom of the balance sheet. The only two ways to increase net worth are to increase assets or reduce […]
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Why “Follow Your Passion” is the Wrong Career Advice (calling in sick today on RPF) RPF0028
25/07/2014 Duração: 37minHey friends, I’m still not able to speak well enough to record a normal show but I wanted to make sure you have something thought-provoking to listen to. The thought-provoking audio for today is from Cal Newport‘s speech at The World Domination Summit. I hope to be back with you loud and strong on Monday! […]
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What Would You Do if Money Were No Object? (calling in sick today on RPF) RPF0027
24/07/2014 Duração: 10minToday’s show is very short but, I hope, very thought provoking. I’m feeling sick today and am not able to produce any content that will be up to snuff. But I’m certainly not about to leave you without something that will uplift you and make you smarter. Nothing’s seriously wrong with me–just run down due […]
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An Introduction to the Cash Flow Statement: The One-Page Document That Shows Whether You Will be Rich or Poor in the Long Run RPF0026
23/07/2014 Duração: 36minThe Cash Flow Statement is the one document that you can create which will definitively show whether you can expect your wealth to increase or decrease in the long run. There are only three variables we can manipulate in any financial plan that will affect long-term wealth: The amount of inflows The amount of outflows […]
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Interview with Jacob Lund Fisker, Author of “Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence” RPF0025
22/07/2014 Duração: 03h05minThis show is an interview with Jacob from The Early Retirement Extreme book and blog. Jacob is a former physicist who developed a plan that can help anyone, regardless of income, industry, or background, from where they are to financial independence in 5 years by learning to free themselves from the earn/pay cycle and substituting use of […]
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Happiness & Money, Rising US Wages, Economic Patriotism, Top Jobs in Demand, Subprime Bubble in Used Cars, Unlimited Kindle for $10 a Month, Habits of the Wealthy, The Roth IRA Horse Race, and Building Up With Worn-Out Tools RPF0024
21/07/2014 Duração: 01h22minMonday’s shows are variety shows with me sharing current events and commentary from this past week. The topics are wide-ranging and provocative! Enjoy! Links mentioned in today’s show: Discussion on happiness and money: New York City is the Most Unhappy City in America? Refers to this recent Harvard paper on the inequality of happiness across the nation. […]
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Friday Q and A-What Can I Do To Plan for My Parents’ Long-Term Care When They Don’t Have Any Money? RPF0023
18/07/2014 Duração: 01h06minI plan that Friday’s show generally be a Q&A show and today, I planned to answer two questions: one about planning for long-term care needs and the other about what to do with a less-than-stellar 401(k) plan. Unfortunately, I was really only able to answer the first one. But, I hope the answer will provide […]
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An Introduction to the Statement of Financial Condition or Balance Sheet: A Powerful Tool in Financial Panning if you Understand How it Works! RPF0022
17/07/2014 Duração: 01h14minMany times people ask me where to start with the process of financial planning. Today’s show answers that question. If you were assigned to take over a failing business and you wanted to turn it around, you would begin by answering two questions: Why does this business exist? (Purpose) Where is this business at? (Financially […]