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Recently, Equifax customers got a choice to benefit from a major settlement: $125 or 10 years of free credit monitoring? It got me thinking: how do we think about opportunities that come our way? How do we make better, long term decisions? Resources: Episode #336: How to Make Better Decisions Equifax Settlement website Expecting $125 From the Equifax Settlement? Here's Why You Probably Won't Get It and What to Do Instead (article)