It's No Secret With Dr T.

Today I talk with Southern New Jersey Lawyer Steve Richardson from Richardson Law Offices about dealing with debt, personal finance and how people get themselves into financial strife, and what steps they should take when things financially go south. Bankruptcy is not the end of the world.   Steve has also been a guest speaker on the topic of "The Accountant's Role in Bankruptcy Proceedings", and has represented individuals and businesses throughout Southern New Jersey for over 20 years. We also discuss: When you have a boss you don't get to choose the type of work you do, but when you have your own business you do have the choice, so make it.  Niching his law office  Bankruptcy is nothing to fear - sometimes things are out of your control, and it's okay to permit yourself to give up Fear of failure Asset millionaires versus income millionaires  Financial stress advice  Steve hosts the Financial Freedom Podcast  FREE BOOK - First Three Steps to Financial Freedom Monday Morning Tip If you have financial stre