Retirement Radio

How do you really know if you’re ready to retire—before you turn in your notice? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray break down the six key checkpoints they use to help families move from guesswork to clarity, including the two questions that matter most: How much can you safely draw each month? How do you protect that income when markets change? You’ll learn how Decker Retirement Planning approaches retirement with a math-based distribution plan that coordinates income sources (Social Security, pensions, rental income, and portfolio withdrawals), prioritizes tax efficiency, and helps reduce the risks that can derail retirement—especially in volatile markets. In this episode, we cover: The 6 key points of a retirement plan: plan, tax minimization, risk reduction, portfolio optimization, income optimization, and fee minimization Why a pie-chart portfolio isn’t a retirement plan (and what a real distribution plan should show) Income needs assessment: how to calculate y