Brown Ambition

In this episode of Brown Ambition, host Mandi Woodruff-Santos dives into the pressing financial trends of 2026, focusing on inflation, interest rates, the job market, and student loans. Mandi emphasizes the importance of understanding these trends and how they impact personal finances, encouraging listeners to adopt manageable habits to protect their financial well-being. She highlights the significance of tracking spending, conducting inflation audits, and being proactive about budgeting to navigate the economic landscape effectively. Mandi also discusses the challenges posed by rising interest rates and the cooling job market, particularly due to AI-driven layoffs. She advocates for a 'career resilience hour' where listeners can research industry trends and network to enhance their job security. Additionally, she addresses the looming issue of student loan wage garnishment, urging listeners to stay informed about their loan status and take proactive steps to manage their debt. By the end of the episode, lis