Moneywise On Oneplace.com

It’s only day two of the new year. How are those resolutions holding up?Every January, many of us recommit to eating better, exercising more, or finally getting our finances on track. And yet, most resolutions fade long before winter does. The issue usually isn’t a lack of desire—it’s a lack of accountability and perspective.That’s especially true when it comes to budgeting. Managing money well requires more than good intentions. It requires clarity about why we’re doing it and a system that supports us day by day.To explore that idea, we sat down with Chad Clark, Chief Technology Officer at FaithFi, to discuss what actually helps people follow through on their financial goals.Why Budgeting Often Feels Like a DietChad shared an observation from years of building budgeting tools: many people view a budget the same way they view a diet. They know it’s necessary, but it feels restrictive, temporary, and easy to abandon when life gets busy.The problem usually isn’t the budget itself. It’s the missing “why.”You ma