Retirement Radio

In Episode 117 of Safer Retirement Radio, Brian Decker and new advisor Mark Knauss, CFP(R) dive deep into effective retirement planning strategies. Together, they tackle the critical transition from accumulation to distribution, emphasizing the risks of outdated strategies like traditional asset allocation pie charts and bond funds, especially in today’s rising interest rate environment. Learn why laddered principal-guaranteed accounts and a risk bucket for growth are essential components for a sustainable retirement plan. Brian and Mark also break down key points about variable annuities, non-traded REITs, and high-fee C-share mutual funds—financial products they caution against due to hidden fees and lack of transparency. They discuss the importance of working with a fiduciary advisor who is Series 65 licensed, independent, and a Registered Investment Advisor (RIA), ensuring that you’re working with someone who puts your interests first. Key Takeaways: The importance of distribution-focused strategies ov