Josh Scandlen Podcast

The Secret to happiness in retirement is... Well, if you've been following my channel at all you 'll know what it is.  The secret to retirement happiness is not having a mortgage. And in this video I'll reference a Washington Post article which serves to confirm this assertion once again. Now, the Washington Post article doesn't come out and explicitly state that not having a mortgage is the secret to happiness. In fact, they cite many factors to determine who is actually happy and why. Some of the factors are quite interesting actually: Strong sense of community, homogeneous population who have been in the community over 5 years, attend church, lesser commute, population being less dense.  But what struck me was that in happy communities 13% fewer households spent over 30% of their income on their housing. Hmmm wonder what that implies? You got it!  Cheaper cost of living in rural communities means lower mortgages which means more likely to be paid off come retirement which means less pe